See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2108 Prairie Creek Dr, Kearney, MO, 64060

6beds
5baths
4,841sqft
$650,000
$134price/sqft
$4,639/moest. monthly cost
$185,560/yrincome needed

About This Home

Incredible home with so many amenities! As you enter into this spacious entry you are greeted with vaulted ceilings and so much space! If you aren't needing a formal dining room, it could serve as an office, play room, library or whatever your heart desires. The living room calls you to gather around the fireplace as you enjoy family time together. The kitchen features an abundance of cabinets to store all your chefs tools. The dining area off the kitchen, walks out to the deck allowing you to share a meal inside or out depending on the weather. Master bedroom is located on the main floor with a huge en suite and walk in closet. Main floor laundry makes it a true one level living. Let the children fight over the oversized bedrooms upstairs with 2 more bathrooms and huge closets! The lower level is a work of art in itself. A whole separate living space with 2 more bedrooms, complete kitchen with pantry, open floor plan and a bathroom to die for! The luxurious bathroom has a soaker tub and walk in shower to allow you to experience a day at the spa all while staying home. With it's own full kitchen and walk out patio, it is perfect for an older teen/college student or parents that need extra support but still like their independence. A fenced yard that is open to green space gives you the illusion of lots of land without all the work. Your 3 car garage can accommodate all the toys you would ever want. Come see this unique home today!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
8/10
9/10
Kearney High SchoolGrades 10-120.7 mi

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Composition
  • Construction materials: Brick/Mortar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Basement BR,Finished,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Kitchen Island,Painted Cabinets,Pantry,In-Law Floorplan,Vaulted Ceiling(s),Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,699
  • Finished area above ground: 3,142

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 4,841
  • Total interior livable area: 4,841 sqft

Property

Details

  • Parcel number: 112080004010.00

Features

  • Patio & porch: Deck,Patio
  • Fencing: Metal

Lot

  • Lot size: 0.28 Acres
  • Features: Adjoin Greenspace,City Limits

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Tornado
Ice Storm
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$410$4,920
Property Taxes $574$6,888
Electricity $369$4,436
Total$4,639$55,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,051/yr
40% on housing$139,170/yr
45% on housing$123,706/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 64060$223
Clay County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 64060$188
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$650,000
2015-11-17Listing removed$317,000
2015-10-02Price change$317,000
2015-07-07Listed for sale$319,500

For Sale by Agent

AgentKathie Ousley
BrokerageWorth Clark Realty

Similar Homes