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915 W 7th Ave, Kearney, MO, 64060

3beds
3baths
1,807sqft
$389,900
$216price/sqft
$2,702/moest. monthly cost
$108,080/yrincome needed

About This Home

Welcome home! This one truly has it all, inside and out. From the moment you walk in, you’ll love the inviting entryway with its beautiful wood banister and rich hardwood floors that flow throughout much of the main level. The spacious living room features a cozy fireplace, ceiling fan, and TV cutout, creating the perfect place to relax or gather with family and friends. The kitchen is sure to impress with stainless steel appliances, abundant cabinetry, modern lighting, extra shelving, and plenty of storage. You’ll also appreciate the convenience of a main-level laundry room and a versatile storage closet that can easily double as a pantry or coat closet. Down the hall, you’ll find three comfortable bedrooms, including a spacious primary suite with vaulted ceilings, a walk-in closet, double vanities, updated lighting and fixtures, and a beautifully designed walk-in shower with built-in shelving and a bench. The lower level offers even more living space with a large family room, half bath, garage access, and walkout to the backyard. The oversized garage includes tons of storage, shelving, cabinets, hooks, and a utility sink. Pet owners will love the built-in indoor dog area with direct access to the fenced backyard. Step outside and you’ll discover what truly makes this home special. The covered, two-tier deck with a ceiling fan overlooks a backyard oasis complete with stone walkways, a cozy fire pit, and peaceful views of a scenic creek. Cross the charming footbridge, relax on the swing, or enjoy the tree lookout-this backyard feels like your own private retreat. This is more than just a house, it’s a place you’ll love coming home to.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
8/10
Kearney Middle SchoolGrades 6-71.1 mi
9/10
Kearney High SchoolGrades 10-122.3 mi

Construction

Condition

  • Year built: 2018

Materials

  • Roof: Composition
  • Construction materials: Stone Veneer,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator
  • Laundry features: In Hall,Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Kitchen Island,Stained Cabinets,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Thermal Windows
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 540
  • Finished area above ground: 1,267

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,807
  • Total interior livable area: 1,807 sqft

Property

Details

  • Parcel number: 078070001002.00

Features

  • Patio & porch: Patio
  • Waterfront features: Stream(s)

Lot

  • Lot size: 0.37 Acres
  • Features: City Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$246$2,952
Property Taxes $344$4,128
Electricity $141$1,693
Total$2,702$32,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,640/yr
40% on housing$81,060/yr
45% on housing$72,053/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 64060$221
Clay County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 64060$188
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$379,900
2026-07-27Price change$389,900
2026-07-17Listed for sale$399,900
2024-06-28Sold--
2024-05-04Pending sale$379,950
2024-05-03Listed for sale$379,950
2018-06-29Sold--
2018-03-26Listed for sale$240,000

For Sale by Agent

AgentHeather Baer
BrokerageReal Broker, LLC

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