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8500 NE 99th Ter, Kansas City, MO, 64157

5beds
3baths
4,640sqft
$465,000
$100price/sqft
$3,427/moest. monthly cost
$137,080/yrincome needed

About This Home

One of the largest floor plans in Benson Place. Check out this 5 BR 3 BA California/Atrium Split home on a corner lot. Three living spaces, updated kitchen, and an oversized master suite with an amazing walk in shower. The lower level offers a versatile family room with bar, full bath, bedroom, as well as a storage room with a sub-basement. The backyard is fenced with a walk out patio off the family room and a deck off the dining/kitchen area. Add the 2 pools and great schools, you will love moving into the well established neighborhood. Call today for your showing.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
18
BikeSomewhat Bikeable

Schools

9/10
4/10
9/10
Liberty North High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Composition
  • Construction materials: Board & Batten Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Built-In Oven,Water Softener
  • Laundry features: Bedroom Level,Lower Level

Basement

  • Has basement: Yes
  • Basement: Basement BR,Finished,Full,Interior Entry,Walk-Out Access

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedroom5

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
  • Window features: Thermal Windows
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,996
  • Finished area above ground: 2,644

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 4,640
  • Total interior livable area: 4,640 sqft

Master Bedroom

  • Features: Carpet,Walk-In Closet(s)
  • Level: Second

Property

Details

  • Parcel number: 108200011011.00

Features

  • Patio & porch: Deck
  • Fencing: Wood

Lot

  • Lot size: 10,454 sqft
  • Features: City Limits,Corner Lot

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$312$3,744
Property Taxes $410$4,920
Electricity $354$4,251
Total$3,427$41,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,497/yr
40% on housing$102,810/yr
45% on housing$91,386/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 64157$206
Clay County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 64157$192
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$450,000
2026-05-02Pending sale$450,000
2026-04-16Listed for sale$450,000
2026-01-01Listing removed$450,000
2025-09-08Price change$450,000
2025-08-15Price change$460,000
2025-07-14Price change$465,000
2025-06-27Listed for sale$475,000
2025-06-16Listing removed$475,000
2025-04-21Price change$475,000
2025-04-12Price change$480,000
2025-03-03Price change$490,000
2025-01-01Price change$495,000
2024-10-13Price change$505,000
2024-09-20Price change$515,000
2024-09-11Listed for sale$520,000
2007-07-26Sold--

For Sale by Agent

AgentTammy Waterman
BrokerageCrown Realty

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