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313 Old Trail Run, Kearney, MO, 64060

4beds
3baths
2,542sqft
$524,900
$206price/sqft
$3,642/moest. monthly cost
$145,680/yrincome needed

About This Home

Pics coming Soon! Beautiful 4 bedroom 3 bath home that backs to green space! As you step inside you'll be drawn to the beautifully crafted box beam ceilings that add character to the open floor plan. This home has 2 bedrooms on main level and 2 bedrooms on lower level as well as a family room with wet bar. A standout feature is the gorgeous mirror in the stairwell, creating an eye catching focal point as you move between floors. The kitchen has granite counters with large island and walk in pantry. The back deck is covered, screened and has a ceiling fan for outdoor enjoyment! The unfinished portion of the basement can be used for shop space or extra storage. Low maintenance landscaping with irrigation surrounds home. Quick highway access!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
8/10
9/10
Kearney High SchoolGrades 10-121.0 mi

Construction

Condition

  • Year built: 2017

Materials

  • Roof: Composition
  • Construction materials: Board & Batten Siding,Stone Trim,Stucco & Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Humidifier,Refrigerator,Gas Range,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Main Level

Basement

  • Has basement: Yes
  • Basement: Basement BR,Finished,Walk-Out Access

Bathroom3

  • Features: Ceramic Tiles,Shower Over Tub
  • Level: Lower

Bedroom2

  • Features: Carpet,Ceiling Fan(s)
  • Level: First

Bedroom3

  • Features: Carpet
  • Level: Lower

Bedroom4

  • Features: Carpet
  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Features: Carpet,Wet Bar
  • Level: Lower

Features

  • Custom Cabinets,Kitchen Island,Painted Cabinets,Pantry,Smart Thermostat,Walk-In Closet(s),Wet Bar
  • Door features: Storm Door(s)
  • Window features: Thermal Windows
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 896
  • Finished area above ground: 1,646

Great Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,542
  • Total interior livable area: 2,542 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Pantry
  • Level: First

Laundry

  • Level: First

Master Bathroom

  • Features: Ceramic Tiles,Double Vanity,Shower Only
  • Level: First

Master Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 112080006009.00
  • Other equipment: Back Flow Device

Features

  • Patio & porch: Patio,Porch,Screened

Lot

  • Lot size: 0.29 Acres
  • Features: Adjoin Greenspace,City Limits,City Lot

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Tornado
Ice Storm
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$331$3,972
Property Taxes $463$5,556
Electricity $194$2,329
Total$3,642$43,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,868/yr
40% on housing$109,260/yr
45% on housing$97,120/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 64060$221
Clay County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 64060$188
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-11-01Listing removed$525,000
2024-10-30Listed for sale$525,000
2024-09-17Contingent$525,000
2024-09-15Listed for sale$525,000
2018-10-10Sold--
2018-09-24Pending sale$369,900
2018-09-18Listed for sale$369,900
2018-08-27Pending sale$369,900
2018-08-27Listed for sale$369,900
2018-05-21Pending sale$369,900
2018-03-20Price change$369,900
2018-02-03Price change$379,900
2017-08-18Listed for sale$389,900
2017-06-28Pending sale$389,900
2017-03-23Listed for sale$389,900
2015-12-23Sold--
2015-11-25Pending sale$49,900
2015-01-06Listed for sale$49,900
2014-11-07Listing removed$49,900
2013-06-17Listed for sale$49,900
2012-05-12Listing removed$49,900
2011-03-13Price change$49,900
2011-02-25Listed for sale$48,900

Coming Soon

AgentSara Brice
BrokeragePlatinum Realty LLC

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