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9409 N Laurel Ave, Kansas City, MO, 64157

4beds
4baths
2,800sqft
$525,000
$188price/sqft
$3,682/moest. monthly cost
$147,280/yrincome needed

About This Home

Pre-Inspected, repairs completed, ready for a new owner! NEW exterior paint, NEW interior paint and Seller paid floor allowance with acceptable offer. This distinctive floor plan offers a large primary bedroom with spacious walk-in closet. Unique bonus area upstairs for an office, playroom, gaming area, etc. Add additional square footage and instant equity by finishing the walk-out basement. One of the Seller's favorite features includes a 28' extra deep 3 car garage! The spacious backyard comes equipped with a freshened deck, steel fence and raised garden beds. This home blends immediate comfort with long-term value and customization potential. Schedule a showing to see the unique layout and imagine the possibilities.

Getting Around

12
WalkingCar-Dependent
0
TransitNo Nearby Transit
29
BikeSomewhat Bikeable

Schools

9/10
6/10
Discovery Middle SchoolGrades 6-82.5 mi
9/10
Liberty High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Composition
  • Construction materials: Frame,Stucco & Frame

Other

  • Builder name: Jacobs Const/Kevin

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave
  • Laundry features: Bedroom Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Walk-Out Access

Bedroom1

  • Features: Carpet
  • Level: Second

Bedroom2

  • Features: Carpet,Walk-In Closet(s)
  • Level: Second
  • Area: 154

Bedroom3

  • Features: Carpet,Walk-In Closet(s)
  • Level: Second
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Den

  • Features: Carpet
  • Area: 99

Features

  • Ceiling Fan(s)
  • Window features: Thermal Windows
  • Number of fireplaces: 1
  • Fireplace features: Great Room
  • Fireplace: Yes
  • Finished area above ground: 2,800

Great Room

  • Features: Carpet,Fireplace
  • Level: First
  • Area: 272

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,800
  • Total interior livable area: 2,800 sqft

Kitchen

  • Features: Kitchen Island,Pantry,Wood Floor
  • Level: First
  • Area: 348

Master Bathroom

  • Features: Double Vanity,Separate Shower And Tub,Walk-In Closet(s)
  • Level: Second

Master Bedroom

  • Features: Carpet,Ceiling Fan(s)
  • Level: Second
  • Area: 221

Other

  • Features: Separate Shower And Tub
  • Level: Second

Sitting Room

  • Features: Carpet
  • Area: 132

Property

Details

  • Parcel number: 1430500133.00

Features

  • Patio & porch: Deck,Patio

Lot

  • Lot size: 0.27 Acres
  • Features: City Lot

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$352$4,224
Property Taxes $463$5,556
Electricity $213$2,565
Total$3,682$44,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,240/yr
40% on housing$110,460/yr
45% on housing$98,186/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 64157$205
Clay County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 64157$192
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentMegan Osborn
BrokerageFitz Osborn Real Estate LLC

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