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165 Cody Ln, Brandon, MS, 39042

5beds
5baths
2,922sqft
$759,000
$260price/sqft
$5,004/moest. monthly cost
$200,160/yrincome needed

About This Home

Properties like this don't come along often—this one truly has it all. Situated at the end of a quiet street on nearly 11 acres with no HOA and no covenants, this incredible property offers the perfect combination of space, privacy, and versatility. The main home features 4 bedrooms, and a spacious sunroom. There is also a private mother-in-law suite with its own garage and two private entrances. Over 4,100 square feet of combined space, including 2,922 heated and cooled square feet in the main home, a heated and cooled in-law suite, and a spacious sunroom. Outside, the amenities are just as impressive. A full-house generator provides peace of mind, while two storage sheds, a massive metal building, a long paved driveway, and an attached 3-car garage offer exceptional storage and workspace. The home has been thoughtfully updated with a beautifully renovated primary bathroom, fresh interior paint, and features security, including large iron security doors and security screens. Relax and enjoy the peaceful surroundings from the welcoming front porch or the spacious back porch. From the acreage and privacy to the guest suite, outbuildings, and extensive updates, this is a truly one-of-a-kind property that checks every box.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
7/10

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Features

  • Granite Counters,Kitchen Island
  • Window features: Screens
  • Flooring: Tile,Wood
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,922
  • Total interior livable area: 2,922 sqft

Property

Details

  • Parcel number: H0600000800273

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Porch
  • Exterior features: Private Yard,Rain Gutters,See Remarks
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 10.98 Acres
  • Features: Cul-De-Sac,Front Yard,Rectangular Lot,Wooded

Parking

  • Total spaces: 3
  • Parking features: Paved
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters in Rankin County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,837$46,044
Home Insurance *$530$6,360
Property Taxes $366$4,392
Electricity $271$3,260
Total$5,004$60,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$171,565/yr
40% on housing$150,120/yr
45% on housing$133,440/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 39042$153
Rankin County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 39042$161
Rankin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$759,000

For Sale by Agent

AgentCarson Dobbs
BrokerageEnjoy Real Estate, LLC

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