415 N Birney St, Bay City, MI, 48708
About This Home
Strong investment opportunity in Bay City with this fully occupied 3-unit building in a high-demand rental area. Generating $2,175/mo gross rent, this property offers immediate cash flow & solid upside potential. Ideal for investors looking to scale quickly at an affordable entry point. Located near downtown, shopping, dining & major routes for tenant convenience. A turn-key, income-producing asset with consistent occupancy—add to your portfolio or start building one today!
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1898
Materials
- Foundation: Basement
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Range/Oven,Refrigerator
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 2,442
- Total interior livable area: 2,442 sqft
Property
Details
- Parcel number: 0916002710501300
- Zoning description: Multi-Family
- Special condition: Private
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 5,227 sqft
- Features: Subdivision
- Lot size dimensions: 50 x 100
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Winter Weather
- Hail
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $632 | $7,584 |
| Home Insurance * | $98 | $1,176 |
| Property Taxes | $136 | $1,632 |
| Electricity | $266 | $3,196 |
| Total | $1,132 | $13,584 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Listed for sale | $125,000 |
| 2020-09-29 | Sold | $38,000 |
| 2020-08-05 | Pending sale | $49,000 |
| 2020-06-01 | Listed for sale | $49,000 |
| 2020-03-30 | Pending sale | $49,000 |
| 2020-03-11 | Listed for sale | $49,000 |
| 2019-05-07 | Listing removed | $40,000 |
| 2018-09-18 | Listed for sale | $40,000 |
| 2018-03-15 | Listing removed | $62,900 |
| 2017-12-16 | Listed for sale | $62,900 |
| 2017-05-12 | Sold | $34,950 |
| 2017-04-11 | Pending sale | $51,900 |
| 2016-12-15 | Listed for sale | $51,900 |
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