See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1507 11th St, Bay City, MI, 48708

2beds
1baths
794sqft
$40,000
$50price/sqft
$491/moest. monthly cost
$19,640/yrincome needed

About This Home

Opportunity is knocking! This property is ready for someone with vision to bring it back to life. Whether you're an investor, flipper, or buyer looking to create your dream home, this is your chance to unlock its potential. This house is being sold as is, but with the right updates, the possibilities are endless. This diamond in the rough is waiting for its next chapter. This does include the half lot next to the house parcel 160-027-114-013-00

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

6/10
4/10
Handy Middle SchoolGrades 6-82.0 mi
6/10

Construction

Condition

  • Year built: 1872

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bedroom1

  • Features: Other
  • Level: First
  • Area: 132

Bedroom2

  • Level: First
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Other
  • Finished area below ground: 0
  • Finished area above ground: 794

Heating

  • Heating features: Wall Furnace,Natural Gas

Interior Area

  • Total structure area: 794
  • Total interior livable area: 794 sqft

Kitchen

  • Features: Other
  • Level: First
  • Area: 150

Living Room

  • Features: Other
  • Level: First
  • Area: 143

Property

Details

  • Parcel number: 16002711401200
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Frontage type: Road
  • Frontage length: 31

Lot

  • Lot size: 2,613 sqft
  • Lot size dimensions: 31 x 90

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $202$2,424
Home Insurance *$31$372
Property Taxes $70$840
Electricity $188$2,259
Total$491$5,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$16,834/yr
40% on housing$14,730/yr
45% on housing$13,093/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$50This listing

vs Other Active Listings

Avg $/sqft

ZIP 48708$76
Bay County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 48708$94
Bay County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-15Listed for sale$40,000
2012-03-07Sold$1,423

For Sale by Agent

AgentDanielle Kelly
BrokerageBerkshire Hathaway HomeServices, Bay City

Similar Homes