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705 S Hampton St, Bay City, MI, 48708

4beds
2baths
1,999sqft
$149,000
$75price/sqft
$1,250/moest. monthly cost
$50,000/yrincome needed

About This Home

Charming 4-bedroom bungalow near Hewitt Park. This home features 1.5 baths with a upstairs lavatory. Second floor offers two spacious bedrooms with extensive built-in storage. First floor includes a four-piece bath and beautifully finished eat-in kitchen with abundant storage. Partially finished basement. Enjoy the mostly fenced yard and 1+ car detached garage. This gem won't last long, schedule your showing now and make this house your home!

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

6/10
4/10
Handy Middle SchoolGrades 6-82.4 mi
6/10

Construction

Condition

  • Year built: 1937

Materials

  • Foundation: Basement
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bathroom1

  • Features: Tile
  • Level: First

Bedroom1

  • Features: Carpet
  • Level: First
  • Area: 96

Bedroom2

  • Features: Carpet
  • Level: First
  • Area: 108

Bedroom3

  • Features: Carpet
  • Level: Second
  • Area: 170

Bedroom4

  • Features: Carpet
  • Level: Second
  • Area: 170

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Vinyl
  • Finished area below ground: 400
  • Finished area above ground: 1,599

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,483
  • Total interior livable area: 1,999 sqft

Kitchen

  • Features: Vinyl
  • Level: First
  • Area: 180

Living Room

  • Features: Carpet
  • Level: First
  • Area: 234

Property

Details

  • Parcel number: 16002735400300
  • Special condition: Private

Features

  • Levels: One and One Half
  • Stories: 1
  • Frontage type: Road
  • Frontage length: 65

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 65 x 110

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$117$1,404
Property Taxes $162$1,944
Electricity $218$2,616
Total$1,250$15,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,857/yr
40% on housing$37,500/yr
45% on housing$33,333/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$75This listing

vs Other Active Listings

Avg $/sqft

ZIP 48708$75
Bay County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 48708$94
Bay County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Price change$149,000
2026-02-26Price change$159,000
2026-02-03Listed for sale$165,000
2022-08-17Sold$131,000
2022-07-24Pending sale$139,900
2022-07-14Listed for sale$139,900
2019-04-30Sold$93,000
2018-09-25Sold$80,500
2018-08-26Pending sale$84,900
2018-08-13Listed for sale$84,900
2016-08-29Listing removed$85,000
2016-08-02Price change$85,000
2016-07-22Listed for sale$82,000
2004-06-02Sold$92,500

For Sale by Agent

AgentCaleb Raymaker
BrokerageCentury 21 Signature Realty - Bay City

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