239 N Monroe St, Bay City, MI, 48708
About This Home
This 4 bedroom 2.5 bath, 2 story home is walking distance to Birney Park. Features dining room, large living room with full basement and detached garage. Looking for space w/ a historical feel this is it. 1 bedroom on main floor, 3 bedrooms upstairs. Utilities currently turned off.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Foundation: Basement
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
Bathroom1
- Features: Vinyl
- Level: First
- Area: 80
Bathroom2
- Level: Second
- Area: 64
Bedroom1
- Features: Carpet
- Level: First
- Area: 144
Bedroom2
- Features: Carpet
- Level: Second
- Area: 180
Bedroom3
- Level: Second
- Area: 121
Bedroom4
- Features: Carpet
- Level: Second
- Area: 110
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: Carpet
- Level: First
- Area: 196
Features
- Flooring: Carpet,Vinyl
- Finished area below ground: 0
- Finished area above ground: 1,882
Heating
- Heating features: Boiler,Natural Gas
Interior Area
- Total structure area: 2,933
- Total interior livable area: 1,882 sqft
Kitchen
- Features: Vinyl
- Level: First
- Area: 150
Living Room
- Features: Carpet
- Level: First
- Area: 406
Property
Details
- Parcel number: 16002820901900
- Special condition: Short Sale,Private
Features
- Levels: Two
- Stories: 2
- Frontage type: Road
- Frontage length: 40
Lot
- Lot size: 3,920 sqft
- Features: Walk to School,City Lot
- Lot size dimensions: 40 x 100
Parking
- Total spaces: 1
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $353 | $4,236 |
| Home Insurance * | $55 | $660 |
| Property Taxes | $76 | $912 |
| Electricity | $205 | $2,463 |
| Total | $689 | $8,268 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Listed for sale | $69,900 |
| 2026-02-06 | Listing removed | $95,000 |
| 2026-01-21 | Listed for sale | $95,000 |
| 2022-06-08 | Sold | $76,000 |
| 2022-04-20 | Pending sale | $79,900 |
| 2022-04-14 | Price change | $79,900 |
| 2022-03-16 | Pending sale | $71,900 |
| 2022-02-15 | Contingent | $71,900 |
| 2021-10-15 | Price change | $71,900 |
| 2021-09-09 | Listed for sale | $75,900 |
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