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237 N Van Buren St, Bay City, MI, 48708

4beds
2baths
2,170sqft
$160,000
$74price/sqft
$1,345/moest. monthly cost
$53,800/yrincome needed

About This Home

Step into timeless elegance with this beautifully maintained historic Victorian in the heart of Downtown Bay City. Showcasing stunning original woodwork, authentic hardwood floors, soaring ceilings, spacious rooms, an inviting fireplace, and classic architectural details throughout, this home perfectly blends historic charm with modern comfort. The expansive basement features tall ceilings, a convenient laundry area, and abundant storage. Located just a short walk from Bay City's vibrant restaurants, boutiques, shopping, waterfront parks, and the beautiful Saginaw River, this exceptional home offers the opportunity to own a true piece of history in one of the city's most desirable locations! Its a MUST SEE!

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

6/10
4/10
Handy Middle SchoolGrades 6-81.7 mi
6/10

Construction

Condition

  • Year built: 1914

Materials

  • Foundation: Basement
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bathroom1

  • Level: Second

Bedroom1

  • Features: Wood
  • Level: Second
  • Area: 196

Bedroom2

  • Features: Wood
  • Level: Second
  • Area: 180

Bedroom3

  • Features: Wood
  • Level: Second
  • Area: 121

Bedroom4

  • Features: Wood
  • Level: Second
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Wood
  • Level: First
  • Area: 198

Features

  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,170

Heating

  • Heating features: Boiler,Natural Gas

Interior Area

  • Total structure area: 3,215
  • Total interior livable area: 2,170 sqft

Kitchen

  • Features: Wood
  • Level: First
  • Area: 120

Living Room

  • Features: Wood
  • Level: First
  • Area: 234

Property

Details

  • Parcel number: 16002821102400
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Frontage type: Road
  • Frontage length: 0

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: 4792

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$126$1,512
Property Taxes $174$2,088
Electricity $236$2,840
Total$1,345$16,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,114/yr
40% on housing$40,350/yr
45% on housing$35,866/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$74This listing

vs Other Active Listings

Avg $/sqft

ZIP 48708$75
Bay County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 48708$94
Bay County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$160,000
2017-08-25Sold$66,500
2017-06-05Pending sale$68,325
2017-06-01Price change$68,325
2017-05-24Price change$68,875
2017-05-15Price change$69,400
2017-05-09Listed for sale$69,900
2017-04-29Pending sale$69,900
2017-04-24Listed for sale$69,900
2007-03-06Sold$81,000

For Sale by Agent

AgentAnna Fleeman
BrokerageRealty Professionals

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