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1112 9th St, Bay City, MI, 48708

5beds
2baths
2,252sqft
$15,000
$7price/sqft
$347/moest. monthly cost
$13,880/yrincome needed

About This Home

CASH offers ONLY. this house needs a lot of work. it will be sold AS IS. its difficult to move around inside due to the amount of debris on the floors. this house needs the trash removed, plaster work, insulation, plumbing, yard. this is best suited for an investor or Do it yourself person who can put the money into this and make it what they want.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

6/10
4/10
Handy Middle SchoolGrades 6-81.8 mi
6/10

Construction

Condition

  • Year built: 1872

Materials

  • Foundation: Basement
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bedroom1

  • Level: Main
  • Area: 120

Bedroom2

  • Level: Main
  • Area: 120

Bedroom3

  • Level: Upper
  • Area: 144

Bedroom4

  • Level: Upper
  • Area: 120

Bedroom5

  • Level: Upper
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,252

Heating

  • Heating features: None,Natural Gas

Interior Area

  • Total structure area: 3,520
  • Total interior livable area: 2,252 sqft

Property

Details

  • Parcel number: 0916002823800700
  • Special condition: Other/See Remarks

Features

  • Levels: Two
  • Stories: 2
  • Frontage type: Road
  • Frontage length: 50

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: 50 x 100

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $75$900
Home Insurance *$11$132
Property Taxes $16$192
Electricity $245$2,947
Total$347$4,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$11,897/yr
40% on housing$10,410/yr
45% on housing$9,253/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$7This listing

vs Other Active Listings

Avg $/sqft

ZIP 48708$76
Bay County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 48708$94
Bay County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$15,000
2026-08-03Listed for sale$15,000

For Sale by Agent

AgentBILLIE JO SCHULZ
BrokerageADVANCED REAL ESTATE LLC

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