807 S Monroe St, Bay City, MI, 48708
About This Home
Welcome home to this charming 3-bedroom, 1-bath home in Bay City's South End. Filled with natural light, this inviting home offers a bright and welcoming feel throughout. Enjoy your morning coffee or unwind in the sunroom. A full second kitchen in the walk-out basement jis perfect for gatherings, canning, or extra prep space. You'll also appreciate the abundant storage in the home. Outside, relax on the spacious front deck or enjoy the fenced backyard with room for pets, gardening, and summer fun. Full of character and practical features, this home is ready for its next chapter.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1972
Materials
- Foundation: Basement
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Range/Oven,Refrigerator,Washer,Gas Water Heater
Basement
- Has basement: Yes
- Basement: Block,Full,Partially Finished,Walk-Out Access
Bathroom1
- Level: Main
Bedroom1
- Features: Carpet
- Level: Main
- Area: 99
Bedroom2
- Features: Carpet
- Level: Main
- Area: 90
Bedroom3
- Features: Carpet
- Level: Main
- Area: 108
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Features
- Flooring: Carpet
- Finished area below ground: 400
- Finished area above ground: 1,531
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 2,351
- Total interior livable area: 1,931 sqft
Kitchen
- Level: Main
- Area: 121
Living Room
- Features: Carpet
- Level: Main
- Area: 228
Property
Details
- Parcel number: 16002845800500
- Zoning description: Residential
- Special condition: Private
Features
- Levels: Bi-Level
- Patio & porch: Patio
- Exterior features: Garden
- Fencing: Fenced
- Frontage type: Road
- Frontage length: 50
Lot
- Lot size: 5,662 sqft
- Features: Sidewalks
- Lot size dimensions: 50 x 110
Parking
- Parking features: Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Cold Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $732 | $8,784 |
| Home Insurance * | $114 | $1,368 |
| Property Taxes | $158 | $1,896 |
| Electricity | $210 | $2,527 |
| Total | $1,214 | $14,568 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Contingent | $144,900 |
| 2026-07-11 | Listed for sale | $144,900 |
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