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1013 S Jackson St, Bay City, MI, 48708

3beds
2baths
1,232sqft
$124,900
$101price/sqft
$1,053/moest. monthly cost
$42,120/yrincome needed

About This Home

Welcome home to this well-maintained, move-in ready two-story home located in an established neighborhood surrounded by NICE homes. Offering 3 spacious bedrooms, 1.5 baths, and an abundance of living space, this home is perfect for those looking for comfort, character, and functionality. Step inside to a large living room featuring a cozy wood-burning fireplace, perfect for relaxing evenings. The spacious formal dining room offers plenty of room for entertaining and can easily double as a family gathering space. The generous eat-in kitchen includes a gas stove, dishwasher, refrigerator, and plenty of cabinet space. Just off the kitchen is a convenient main-floor laundry room with an oversized utility and pantry area for additional storage. The main floor also features a full bathroom, while upstairs you’ll find a spacious landing leading to three generously sized bedrooms, each offering large walk-in or oversized closets with exceptional storage. A convenient half bath completes the second floor. Additional features include a Michigan basement with a gas forced-air furnace and hot water heater, a 1.5-car detached garage with an attached workshop, a fully fenced backyard, concrete driveway, and a low-maintenance vinyl exterior. If you’re looking for a home with spacious rooms, great storage, classic charm, and move-in ready condition in a desirable neighborhood, this is one you won’t want to miss!

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

6/10
4/10
Handy Middle SchoolGrades 6-82.2 mi
6/10

Construction

Condition

  • Year built: 1910

Materials

  • Construction materials: Vinyl Siding,Vinyl Trim

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range/Oven,Refrigerator,Gas Water Heater
  • Laundry features: First Floor Laundry,Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Block,MI Basement,Exterior Entry,Partial,Sump Pump,Michigan Basement

Bathroom1

  • Features: Vinyl
  • Level: Main
  • Area: 90

Bedroom1

  • Features: Carpet
  • Level: Second
  • Area: 195

Bedroom2

  • Features: Carpet
  • Level: Second
  • Area: 168

Bedroom3

  • Features: Carpet
  • Level: Second
  • Area: 169

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Vinyl
  • Level: Main
  • Area: 210

Features

  • Sump Pump,Walk-In Closet(s),Pantry,Eat-in Kitchen
  • Window features: Bay Window(s)
  • Flooring: Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,232

Heating

  • Heating features: Forced Air,Natural Gas,Wood

Interior Area

  • Total structure area: 1,232
  • Total interior livable area: 1,232 sqft

Kitchen

  • Features: Vinyl
  • Level: Main
  • Area: 169

Living Room

  • Features: Carpet
  • Level: Main
  • Area: 299

Property

Details

  • Parcel number: 16002846500400
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Sidewalks
  • Fencing: Fenced
  • Frontage type: Road
  • Frontage length: 50

Lot

  • Lot size: 5,662 sqft
  • Features: City Lot
  • Lot size dimensions: 50 x 110

Parking

  • Total spaces: 3
  • Parking features: 3 or More Spaces,Garage,Driveway,Detached,Electric in Garage,Garage Faces Side,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance *$98$1,176
Property Taxes $136$1,632
Electricity $188$2,259
Total$1,053$12,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,102/yr
40% on housing$31,590/yr
45% on housing$28,080/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 48708$75
Bay County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 48708$94
Bay County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$124,900
2026-07-06Listed for sale$129,000
2018-11-27Sold$52,900
2018-10-25Pending sale$54,900
2018-10-10Price change$54,900
2018-09-16Price change$57,900
2018-08-09Listed for sale$58,500
2018-01-19Listing removed$59,900
2017-11-03Listed for sale$59,900
2016-11-11Listing removed$56,900
2016-08-08Sold$52,250
2016-06-24Listed for sale$56,900

For Sale by Agent

AgentJean Ann Styn-DeShano
BrokerageRE/MAX Results

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