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208 34th St, Bay City, MI, 48708

5beds
1baths
1,456sqft
$135,000
$93price/sqft
$1,123/moest. monthly cost
$44,920/yrincome needed

About This Home

Open House Sunday April 19. 2-4 pm

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

5/10
4/10
Handy Middle SchoolGrades 6-82.7 mi
6/10

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Basement,Block
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Entry
  • Area: 90
  • Dimensions: 9 X 10

Bedroom

  • Level: Entry
  • Area: 90
  • Dimensions: 9 X 10

Bedroom

  • Level: Second
  • Area: 100
  • Dimensions: 10 X 10

Bedroom

  • Level: Second
  • Area: 100
  • Dimensions: 10 X 10

Bedroom

  • Level: Second
  • Area: 90
  • Dimensions: 10 X 9

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 1,456

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 1,456 sqft

Kitchen

  • Level: Entry
  • Area: 120
  • Dimensions: 10 X 12

Living Room

  • Level: Entry
  • Area: 168
  • Dimensions: 14 X 12

Other

  • Level: Entry
  • Area: 42
  • Dimensions: 7 X 6

Property

Details

  • Parcel number: 0916003248500600
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevel
  • Pool features: None

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 100 x 100

Parking

  • Total spaces: 1
  • Parking features: One Car Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$106$1,272
Property Taxes $147$1,764
Electricity $188$2,259
Total$1,123$13,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,502/yr
40% on housing$33,690/yr
45% on housing$29,946/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 48708$75
Bay County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 48708$94
Bay County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$135,000
2026-04-08Price change$139,000
2026-04-02Listed for sale$149,000
2026-01-06Listing removed$133,000
2025-11-24Price change$133,000
2025-10-14Price change$137,000
2025-09-30Price change$139,000
2025-09-13Price change$140,000
2025-08-26Price change$144,000
2025-08-13Price change$149,000
2023-09-18Listed for sale$139,900
2023-09-09Sold$130,000
2023-07-25Listed for sale$149,900
2023-07-11Listing removed--
2023-05-05Listed for sale$149,900
2021-09-03Sold$47,000
2021-03-24Listing removed--
2018-11-15Listing removed$800
2018-11-08Listed for rent$800

For Sale by Agent

AgentAntonio Deleone
BrokerageThe Brand Real Estate

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