See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

802 24th St, Bay City, MI, 48708

2beds
2baths
816sqft
$125,000
$153price/sqft
$1,054/moest. monthly cost
$42,160/yrincome needed

About This Home

Welcome to 802 24th St in Bay City. This ranch-style home offers a practical single-level layout with an attached garage, spacious living area, functional kitchen with plenty of cabinetry, and a fenced backyard with deck space. The home features a newer furnace installed in July 2025 and a new roof completed in December 2025, giving buyers a strong start on major mechanical and exterior updates. Inside, the home offers solid potential with wood-look flooring, a brick accent wall, an enclosed front entry/sitting area, and a ramped front entrance for added accessibility.

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
73
BikeVery Bikeable

Schools

5/10
4/10
Handy Middle SchoolGrades 6-82.2 mi
6/10

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Basement
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Block

Bathroom1

  • Level: Entry

Bedroom1

  • Level: Entry
  • Area: 110

Bedroom2

  • Level: Entry
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 816

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,632
  • Total interior livable area: 816 sqft

Kitchen

  • Area: 128

Property

Details

  • Parcel number: 0916003313400200
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Frontage type: Road
  • Frontage length: 60

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 6011

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$98$1,176
Property Taxes $136$1,632
Electricity $188$2,259
Total$1,054$12,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,137/yr
40% on housing$31,620/yr
45% on housing$28,106/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 48708$75
Bay County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 48708$94
Bay County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$115,000
2026-08-06Price change$118,000
2026-07-24Listed for sale$125,000
2024-09-20Sold$94,900
2024-07-23Pending sale$94,900
2024-07-17Price change$94,900
2024-07-06Listed for sale$99,900
2024-07-02Pending sale$99,900
2024-07-01Contingent$99,900
2024-06-24Listed for sale$99,900
2024-06-21Pending sale$99,900
2024-06-14Listed for sale$99,900

For Sale by Agent

AgentTroy Schearer
BrokerageJPAR - Great Lakes Bay Region

Similar Homes