1210 S Monroe St, Bay City, MI, 48708
About This Home
Located in Bay City, this 2-bed, 1-bath ranch offers 1,056 sq ft of comfortable living space. Enjoy total peace of mind with a recently installed new roof (including sheathing) and reliable, worry-free heating and water systems. The clean interior features updated main-level flooring from two years ago, a living room with carpet updated within the last five years, and a kitchen equipped with a newer refrigerator and stove. Perfect as a blank canvas to customize and make your own.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1890
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Basement
- Basement: Crawl Space
Bathroom1
- Level: First
- Area: 40
Bedroom1
- Level: First
- Area: 150
Bedroom2
- Level: First
- Area: 144
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: First
- Area: 182
Features
- Finished area below ground: 0
- Finished area above ground: 1,056
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total structure area: 1,056
- Total interior livable area: 1,056 sqft
Living Room
- Level: First
- Area: 210
Property
Details
- Parcel number: 16003320601800
- Special condition: Private
Features
- Levels: One
- Stories: 1
- Frontage type: Road
- Frontage length: 51
Lot
- Lot size: 5,227 sqft
- Lot size dimensions: 5227
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Winter Weather
- Hail
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $424 | $5,088 |
| Home Insurance * | $66 | $792 |
| Property Taxes | $91 | $1,092 |
| Electricity | $188 | $2,259 |
| Total | $769 | $9,228 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Price change | $84,000 |
| 2026-07-17 | Listed for sale | $94,500 |
| 2002-02-21 | Sold | $53,000 |
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