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1400 Wilson St, Bay City, MI, 48708

4beds
2baths
1,676sqft
$125,000
$75price/sqft
$1,054/moest. monthly cost
$42,160/yrincome needed

About This Home

This freshly renovated home features 4 bedrooms, 2 full bathrooms, new carpet, flooring, and fresh paint throughout! The kitchen has been tastefully updated and has loads of storage! Bring your things and move right in! This home has room for everyone. Call today for your very own private showing.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

5/10
4/10
Handy Middle SchoolGrades 6-82.6 mi
6/10

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Level: First
  • Area: 143

Bedroom2

  • Level: Second
  • Area: 135

Bedroom3

  • Level: Second
  • Area: 143

Bedroom4

  • Level: Second
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,676

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,676
  • Total interior livable area: 1,676 sqft

Kitchen

  • Area: 165

Property

Details

  • Parcel number: 16003335100100
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Frontage type: Road
  • Frontage length: 50

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: 50 x 100

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$98$1,176
Property Taxes $136$1,632
Electricity $188$2,259
Total$1,054$12,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,137/yr
40% on housing$31,620/yr
45% on housing$28,106/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$75This listing

vs Other Active Listings

Avg $/sqft

ZIP 48708$75
Bay County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 48708$94
Bay County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$125,000
2021-03-24Listing removed--
2017-11-03Listing removed$825
2017-10-12Price change$825
2017-10-02Listed for rent$900
2017-08-04Sold$35,000
2017-07-19Pending sale$43,700
2017-05-01Price change$43,700
2017-03-30Price change$44,700
2017-01-25Price change$39,900
2016-11-15Price change$44,900
2016-10-20Price change$49,900
2016-10-06Price change$54,900
2016-09-24Listed for sale$59,900

For Sale by Agent

AgentDavid Veitengruber
BrokerageCentury 21 Signature - Frankenmuth

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