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204 Lyle Cir, Brandon, MS, 39042

4beds
3baths
2,618sqft
$319,999
$122price/sqft
$2,238/moest. monthly cost
$89,520/yrincome needed

About This Home

Welcome home to 204 Lyle Circle in Brandon! Tucked away on a quiet cul-de-sac, this spacious two-story home offers 4 bedrooms, 3 full bathrooms, and plenty of room for everyday living and entertaining. The functional floor plan provides flexibility for families, guests, or a home office, while the large fenced backyard is perfect for kids, pets, and outdoor gatherings. Located just minutes from top-rated Brandon schools, shopping, dining, and all the conveniences of downtown Brandon, this home combines space, location, and value. If you've been searching for a home with room to grow in an established neighborhood, this is one you won't want to miss. Schedule your private showing today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

9/10
8/10
Brandon Middle SchoolGrades 6-81.1 mi
9/10
Brandon High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick,Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Gas Range,Free-Standing Refrigerator,Microwave
  • Laundry features: Inside,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Cathedral Ceiling(s),Double Vanity,Eat-in Kitchen,Entrance Foyer,Pantry,Soaking Tub,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Vinyl
  • Fireplace features: Dining Room,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,618
  • Total interior livable area: 2,618 sqft

Property

Details

  • Parcel number: I08c00001501040

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: None
  • Fencing: Back Yard

Lot

  • Lot size: 0.32 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Attached,Direct Access,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Tornado
Cold Wave
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters in Rankin County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$223$2,676
Property Taxes $154$1,848
Electricity $243$2,921
Total$2,238$26,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,731/yr
40% on housing$67,140/yr
45% on housing$59,680/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 39042$155
Rankin County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 39042$161
Rankin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$299,900
2026-07-20Price change$319,999
2026-07-07Listed for sale$349,900
2026-05-16Listing removed$329,999
2026-04-26Price change$329,999
2025-11-18Listed for sale$339,999
2024-08-03Listing removed--
2024-08-01Listing removed$2,650
2024-06-11Listed for rent$2,650
2024-05-14Price change$349,900
2024-05-13Price change$369,900
2024-04-27Listed for sale$399,000
2023-08-18Sold--
2023-07-03Pending sale$261,800
2023-06-19Listed for sale$261,800
2014-01-31Sold--
2014-01-03Pending sale$189,900
2013-12-13Price change$189,900
2013-08-30Listed for sale$199,900
2013-08-10Pending sale$199,900
2013-06-21Listed for sale$199,900
2013-05-24Pending sale$199,900
2013-04-13Listed for sale$199,900
2013-04-07Pending sale$199,900
2013-01-26Listed for sale$199,900

For Sale by Agent

AgentAshley Shelby
BrokerageNextHome Realty Experience

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