See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3 Hensley Ter, Saint Louis, MO, 63136

3beds
3baths
1,147sqft
$110,000
$96price/sqft
$1,077/moest. monthly cost
$43,080/yrincome needed

About This Home

Freshly painted and move-in ready! This spacious 3-bedroom, 2.5-bath home offers comfortable living with a functional layout and no basement maintenance to worry about. The owner’s suite features a private full bath, while two of the three bedrooms include walk-in closets for excellent storage. Convenient second-floor laundry makes everyday living easy. Enjoy the attached 1-car garage and the added value of all appliances staying with the home. Located close to public transportation, shopping, and everyday amenities, this home combines convenience and comfort in one great package! Seller prefers to sell the property as-is.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

3/10
3/10
Jennings Jr. High SchoolGrades 6-80.8 mi
2/10
Jennings High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2005

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Exhaust Fan,Microwave,Electric Oven,Range Hood,Refrigerator,Water Heater
  • Laundry features: 2nd Floor

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Open Floorplan,Pantry,Walk-In Closet(s)
  • Flooring: Carpet
  • Finished area above ground: 1,147

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,147
  • Total interior livable area: 1,147 sqft

Property

Details

  • Parcel number: 12F140723
  • Attached to another structure: Yes
  • Special condition: Listing As Is

Features

  • Levels: Two
  • Patio & porch: Covered,Patio,Porch,Screened
  • Exterior features: Entry Steps/Stairs,Lighting,Rain Gutters
  • Fencing: None

Lot

  • Lot size: 1,742 sqft
  • Features: Adjoins Common Ground,Near Public Transit

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Hail
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$276$3,312
Property Taxes $104$1,248
Electricity $141$1,693
Total$1,077$12,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,925/yr
40% on housing$32,310/yr
45% on housing$28,720/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 63136$46
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63136$79
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$110,000
2026-07-02Price change$120,000
2026-05-29Listed for sale$130,000
2017-01-25Listing removed$91,104
2016-11-02Listed for sale$91,104
2016-08-26Sold--
2016-08-23Price change$48,980
2016-08-05Listed for sale--
2007-04-04Sold--

For Sale by Agent

AgentApril N McKinney
BrokerageColdwell Banker Realty - Gundaker

Similar Homes