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176 N Main St, Moravia, NY, 13118

5beds
3baths
3,404sqft
$374,900
$110price/sqft
$3,159/moest. monthly cost
$126,360/yrincome needed

About This Home

WOW! You are going to love this combination of Historic Details and Clean Modern Conveniences! Tucked up off-road, you find this 3,400 square feet of 2- Story living space featuring 4+ large bedrooms, and 2.5-baths and a huge 2-story Classic Red Barn. You'll appreciate the architectural details, and timeless character of this beautifully maintained 1830s Federal-style home in the Village of Moravia. You'll also appreciate the smart, thoughtful, conveninet modern updates of the 2.5 baths and just wait until you see the Kitchen! Kitchen has butcher-block island, windows on the back yard, skylights, tin ceiling, spacious counter tops, great storage with a combo of open shelving & plenty of cabinets and nice lighting. Interior highlights include an Open Front Foyer, Mudroom with built-in closet and bench, Formal Dining Room, Formal Parlor (could be main level bedroom), Billiards Room, and a spacious Living Room with a Pellet Stove insert. Ornamental Show Fireplaces in several rooms, Hardwood Floors, and refined period charm reflect the home’s historic character. One of your new favorite places will be the wrap-around covered porch, perfect for watching the world go by or hosting a fun BBQ. The large two-story barn will allow storage for all your hobbies with plenty of room to play/store/create. There is a large yard, plenty of room to grow all the flowers and veggies you heart desires! Meticulously maintained and ideally located, you can walk to the village stores, eateries, library, schools and Fillmore Glen State Park. An easy commute to Cornell University, Ithaca, Auburn, Cortland, and Syracuse. Own some of history, property was a known as the "Stoyell House" and was a stop on the underground railroad! (info in docs)

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1830

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Gas Oven,Gas Range,Microwave,Refrigerator
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Den,Separate/Formal Dining Room,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Granite Counters,Home Office,Kitchen Island,Pull Down Attic Stairs,Storage,Bar,Bedroom on Main Level,Convertible Bedroom,Workshop
  • Flooring: Ceramic Tile,Hardwood,Tile,Varies,Vinyl
  • Number of fireplaces: 3
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating

  • Heating features: Oil,Baseboard,Hot Water

Interior Area

  • Total structure area: 3,404
  • Total interior livable area: 3,404 sqft

Property

Details

  • Parcel number: 05420121001000010070210000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch
  • Exterior features: Gravel Driveway

Lot

  • Lot size: 1.35 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 277 x 200

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Hail
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Cayuga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance *$134$1,608
Property Taxes $568$6,816
Electricity $562$6,750
Total$3,159$37,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,308/yr
40% on housing$94,770/yr
45% on housing$84,240/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 13118$178
Cayuga County$168

vs Homes Sold Last Month

Median $/sqft

ZIP 13118$152
Cayuga County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Listed for sale$398,800

For Sale by Agent

AgentMelissa Miller Fedrizzi
BrokerageRE/MAX In Motion

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