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103 Catron St Unit 51, Santa Fe, NM, 87501

3beds
3baths
1,800sqft
$45,000
$25price/sqft
$409/moest. monthly cost
$16,360/yrincome needed

About This Home

Amazing opportunity: this spacious 1,850 sq ft residence is priced the same as smaller units currently on the market—don’t miss out! This is the only 3-bedroom unit available in El Corazon for fractional ownership, offering exceptional space and value just a 5-minute walk to the Historic Santa Fe Plaza, restaurants, galleries, and shopping. Own a fractional share of this beautifully appointed 3-bedroom, 2.5-bath townhome. Not a timeshare—this is deeded real estate. Owners receive 4 guaranteed weeks per year, plus additional weeks based on availability, and may share their time with friends and family. The HOA covers property taxes, insurance, utilities, and full maintenance, including furnishings, appliances, on-site staff, and gated parking. Community amenities include a fitness gym and outdoor BBQ area, making this a convenient and effortless way to enjoy Santa Fe.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

6/10
Milagro Middle SchoolGrades 7-83.2 mi
--
Santa Fe EngageGrades 9-125.9 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Flat
  • Construction materials: Frame

Type & Style

  • Home type: Condo
  • Architectural style: Pueblo
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Interior Steps
  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Refrigerated

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Property

Accessibility

  • Accessibility features: Accessibility Features

Details

  • Parcel number: 910013988
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Living area range: 1,751-2,000

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Winter Weather

FEMA Declared Disasters in Santa Fe County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $227$2,724
Home Insurance *$11$132
Property Taxes $23$276
Electricity $148$1,780
Total$409$4,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$14,022/yr
40% on housing$12,270/yr
45% on housing$10,906/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$25This listing

vs Other Active Listings

Avg $/sqft

ZIP 87501$492
Santa Fe County$367

vs Homes Sold Last Month

Median $/sqft

ZIP 87501$468
Santa Fe County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-16Listed for sale$45,000
2017-02-19Listing removed$60,000
2017-02-14Listed for sale$60,000

For Sale by Agent

AgentLori V. Montoya
BrokerageBarker Realty, LLC

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