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2949 W Lake Rd, Wilson, NY, 14172

4beds
3baths
2,469sqft
$799,000
$324price/sqft
$5,972/moest. monthly cost
$238,880/yrincome needed

About This Home

Stunning Lakefront Colonial – Modern Comfort Meets Waterfront Living! Welcome to this spacious 4-bdrm modern Colonial w/2,500 sqft of beautifully designed living space on picturesque 1.3-acre lot w/128 feet of stabilized shoreline along Lake Ontario. Enjoy private lake access via year-round wooden stairs directly from your lakeside observation deck –perfect for embracing true waterfront living. Built in 2006, this well-maintained single-family home combines timeless style w/modern convenience. Inviting floor plan features a cozy two-sided gas fireplace that adds warmth &character to multiple living areas. Synthetic hardwood flooring throughout provides durability and character. The heart of the home features soaring 9-ft main flr ceilings creating create a bright, airy atmosphere. Dramatic wall of lakeside windows w/transoms, along w/ upper &lower window box-outs &stairwell palladium window, frame spectacular water views & fill home w/natural light. Sleek, roomy breakfast island w/plenty of cupboard space inside of maple cabinetry top of the kitchen in spectacular fashion. Generously sized bedrooms and 2.5 baths, all w/tiled floors, offering plenty of space for family &guests. Unfinished basement w/8-foot ceilings offers excellent potential for future living space – ready for your personal touch. The luxurious master suite is complete with: Jacuzzi soaking tub, Walk-in shower, Dual his-and-her sinks, Spacious walk-in closet, Elegant tray ceiling, Generous bedroom layout. Additional highlights include: Attached 2-car garage with high ceiling and extra storage space, Unfinished bonus rm above garage – ideal for home office/media room, Mature landscaping, easy to maintain, X-wide driveway w/ample parking &easy 2-way passage, Vinyl exterior. 30-year architectural roof. Large (10’ X 20’) sided shed for extra outside storage. With expansive living areas, breathtaking waterfront views, and a peaceful, natural setting, this exceptional lakefront property offers the perfect blend of comfort, space, &functionality – an ideal place to call home!. Showings by appointment.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
5/10
Wilson High SchoolGrades 6-122.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2005

Materials

  • Foundation: Poured
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Water Heater,Free-Standing Range,Microwave,Oven,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Breakfast Bar,Eat-in Kitchen,Separate/Formal Living Room,Kitchen Island,Solid Surface Counters
  • Flooring: Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,469
  • Total interior livable area: 2,469 sqft

Property

Details

  • Parcel number: 2942890220090001004005
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Blacktop Driveway,Private Yard,See Remarks
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach Access,Lake,Other,See Remarks
  • Waterbody name: Lake Ontario
  • Frontage length: 120

Lot

  • Lot size: 1.30 Acres
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 120 x 471

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$373$4,476
Property Taxes $1,151$13,812
Electricity $408$4,896
Total$5,972$71,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$204,754/yr
40% on housing$179,160/yr
45% on housing$159,253/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 14172$144
Niagara County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 14172$148
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$849,000
2012-11-24Listing removed$339,900
2012-07-25Price change$339,900
2012-05-24Listed for sale$349,900
2003-01-22Sold$40,000

For Sale by Agent

AgentRobyn Sansone
BrokerageWNYbyOwner.com

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