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5059 Betsy Ross Way, Liverpool, NY, 13088

2beds
2baths
1,178sqft
$305,500
$259price/sqft
$2,457/moest. monthly cost
$98,280/yrincome needed

About This Home

Enjoy easy living in this open-concept, freshly updated patio home featuring 2 bedrooms with spacious closets, 2 bathrooms, a laundry room, and a generous kitchen/great room. Designed for convenient one-level living, this home offers a cathedral ceiling and a beautiful palladium window that fills the space with natural light. The home has been freshly painted and includes a new hot water tank, microwave, and double-basin stainless steel kitchen sink. The electric stove, dishwasher, and carpet were all replaced in 2025. An open basement with high ceilings provides plenty of additional space and flexibility.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2004

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Full bathrooms: 2

Property

Lot

  • Lot size: 6,917 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in Onondaga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,544$18,528
Home Insurance *$102$1,224
Property Taxes $565$6,780
Electricity $246$2,954
Total$2,457$29,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,240/yr
40% on housing$73,710/yr
45% on housing$65,520/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.5%
3.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 13088$172
Onondaga County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 13088$182
Onondaga County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentDavid White
BrokerageOwner Entry.com

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