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2007 Otter Creek Dr, Whitsett, NC, 27377

5beds
4baths
3,612sqft
$1,045,000
$289price/sqft
$6,729/moest. monthly cost
$269,160/yrincome needed

About This Home

Rarely does a property combine a 5-acre wooded estate, lake recreation, and neighborhood amenities like this 2019 custom home. Situated at the end of a quiet cul-de-sac, this magnificent retreat features private trails and easy access to fishing and kayaking on the lake. Inside, the bright open-concept design boasts 5 bedrooms, 3.5 baths, solid hickory flooring, and high-end finishes built for entertaining. The spacious primary suite includes a luxury primary bathroom, oversized closet, and a dedicated safe room. Additionally, an unfinished, plumbed attic offers 900+ sq ft of storage and exceptional expansion potential. Outdoor living is equally impressive with a large rear patio, custom metal gazebo, and a firepit area. An owned solar energy system offsets 85% of electric costs, keeping utilities low. Residents also enjoy community amenities like a pool, fitness center, tennis, and pickleball courts. This property perfectly balances seclusion, modern efficiency, and convenience.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

4/10
Sedalia Elementary SchoolGrades PK-52.9 mi
5/10
Eastern Middle SchoolGrades 6-84.4 mi
2/10

Construction

Condition

  • Year built: 2019

Materials

  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Double Oven,Exhaust Fan,Gas Cooktop,Gas Water Heater,Tankless Water Heater
  • Laundry features: Dryer Connection,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Level: Main

Features

  • Built-in Features,Ceiling Fan(s),Dead Bolt(s),Pantry,Solid Surface Counter,Vaulted Ceiling(s)
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Attic: Floored,Walk-In
  • Finished area above ground: 3,612

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Multiple Systems,Electric,Natural Gas
  • Cooling features: Central Air,Multi Units

Interior Area

  • Total structure area: 3,612
  • Total interior livable area: 3,612 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Second

Master Bedroom

  • Level: Main

Office

  • Level: Second

Property

Details

  • Parcel number: 0107240
  • Zoning: CU-PDR
  • Special condition: Owner Sale

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Porch
  • Exterior features: Garden
  • Fencing: None

Lot

  • Lot size: 5.22 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Paved,Garage Door Opener,Attached,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Winter Weather
Cold Wave
Drought
Hail
Hurricane
Tornado

FEMA Declared Disasters in Guilford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,284$63,408
Home Insurance *$369$4,428
Property Taxes $740$8,880
Electricity $336$4,037
Total$6,729$80,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$230,708/yr
40% on housing$201,870/yr
45% on housing$179,440/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$289This listing

vs Other Active Listings

Avg $/sqft

ZIP 27377$176
Guilford County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 27377$154
Guilford County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$1,045,000
2019-02-25Sold$120,000
2018-05-02Listed for sale$149,000
2018-02-27Listing removed$150,000
2017-02-11Listed for sale$150,000
2013-11-01Listing removed$249,900
2013-05-01Listed for sale$249,900
2011-03-30Sold$112,500
2008-12-07Listing removed$225,000
2008-04-22Listed for sale$225,000

For Sale by Agent

AgentKevin Currie
BrokerageCurrie Realty, Inc.

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