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3959 Black Pine Dr, Grove City, OH, 43123

5beds
4baths
2,249sqft
$434,900
$193price/sqft
$3,150/moest. monthly cost
$126,000/yrincome needed

About This Home

Desirable Split level home w 5 levels of living space. 5BR, 3.5BA. Cathedral ceiling Great Room, Maste Suite on a level of it's own, Family Room 4th level & the 5th BR/3rd BA on the lowest level! 3 BRs up, all w new carpet, all have walk-in closets! Main Level Great Room, Kitchen & Eating Space have all new flooring. Kitchen has newer appliances in '21. new roof in Oct. '22, new HVAC in Nov. '23! New Hot Water Tank 2026. Deck and pergola, covered hot tub and paver patio w firepit. Sellers are in the middle of packing so,there are boxes throughout.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
4/10

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Gas Water Heater,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Window features: Insulated Windows
  • Flooring: Laminate,Carpet,Vinyl
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,249
  • Total interior livable area: 2,249 sqft

Property

Details

  • Parcel number: 040012174
  • Special condition: Standard

Features

  • Levels: Five or More
  • Patio & porch: Patio,Deck
  • Has spa: Yes
  • Spa features: Interior Hot Tub,Exterior Hot Tub

Lot

  • Lot size: 8,276 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$156$1,872
Property Taxes $554$6,648
Electricity $241$2,894
Total$3,150$37,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,000/yr
40% on housing$94,500/yr
45% on housing$84,000/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 43123$191
Franklin County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 43123$188
Franklin County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$434,800
2026-08-03Price change$434,900
2026-07-31Price change$434,999
2026-07-23Price change$435,000
2026-07-15Listed for sale$440,000
2024-08-26Sold$419,900
2024-07-21Contingent$419,900
2024-07-19Listed for sale$419,900
2013-09-13Sold$197,900
2013-08-01Pending sale$199,900
2005-02-08Sold$215,700

For Sale by Agent

AgentRegina Merullo
BrokerageRE/MAX Achievers

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