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105 Cedar Ridge Ter, Rogue River, OR, 97537

3beds
3baths
2,175sqft
$510,000
$234price/sqft
$3,540/moest. monthly cost
$141,600/yrincome needed

About This Home

Perched in a private neighborhood in the charming river town of Rogue River, this 2,175 sq ft home showcases a distinctive tri-level architectural design that sets it apart. Featuring vaulted ceilings, exposed beams, & dynamic angles throughout...not your typical box! The light-filled living room welcomes you with large windows, while a short stairway leads to a beautifully appointed kitchen with rich wood cabinetry, stainless steel appliances, & expansive view windows. The adjoining dining area & family room offer ample space for gatherings on the lower level. A split-level bedroom design provides added privacy, with the spacious primary suite on the upper level featuring tray ceilings, a large walk-in closet with organizers, an ensuite bath with dual vanities and stone tile finishes. Two additional bedrooms are located on the lower level along with a full guest bath, plus a convenient half bath. Indoor laundry & a large deck complete the package - perfect for summer BBQs & relaxing.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3

Features

  • Breakfast Bar,Built-in Features,Double Vanity,Granite Counters,Kitchen Island,Linen Closet,Pantry,Shower/Tub Combo,Stone Counters,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Vinyl Frames
  • Flooring: Carpet,Hardwood,Vinyl
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,175
  • Total interior livable area: 2,175 sqft

Property

Details

  • Parcel number: 10859215
  • Zoning description: R-2
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Mountain(s),Territorial

Lot

  • Lot size: 10,454 sqft
  • Features: Sloped

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Heat Wave
Winter Weather

FEMA Declared Disasters in Jackson County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,578$30,936
Home Insurance *$143$1,716
Property Taxes $622$7,464
Electricity $197$2,368
Total$3,540$42,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,371/yr
40% on housing$106,200/yr
45% on housing$94,400/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 97537$205
Jackson County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 97537$267
Jackson County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$518,000
2026-03-30Listed for sale$525,000
2022-03-31Sold$465,000
2022-02-28Pending sale$475,000
2022-02-12Listed for sale$475,000
2022-02-08Pending sale$475,000
2022-02-04Listed for sale$475,000
2004-09-29Sold$110,000

For Sale by Agent

AgentSteven W Parmelee
BrokerageWindermere Van Vleet & Assoc2

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