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883 Silver Charm Ln, York, SC, 29745

3beds
3baths
2,107sqft
$559,000
$265price/sqft
$3,508/moest. monthly cost
$140,320/yrincome needed

About This Home

Charming 3-bed, 2.5-bath home beautifully situated on over 2.5 private acres. Thoughtful recent updates and tasteful finishes include durable bamboo laminate plank flooring that flows seamlessly throughout, creating a warm, modern aesthetic. The bright, airy kitchen features new cabinetry, granite countertops, stainless steel appliances, and a farmhouse sink—perfect for everyday cooking and entertaining. Recent kitchen and bath upgrades bring a refreshed, contemporary look without losing the home's character. The primary suite on the main level boasts a vaulted ceiling and French doors that open to the covered back porch, ideal for enjoying your morning coffee. The ensuite includes a soaking tub and a separate walk-in shower. Upstairs you’ll find two additional bedrooms and a versatile bonus room—great for a home office, playroom, or media space. Light-filled living areas open to a covered back porch overlooking a peaceful, serene backyard. Located in an equestrian neighborhood with miles of trails, this home offers unrivaled access to outdoor recreation and country living. Comfortable, move-in ready, and rich with privacy and acreage—schedule a showing to experience this special property today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

9/10
3/10
York Middle SchoolGrades 7-84.0 mi
5/10

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Upper

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Walk-In Closet(s)
  • Flooring: Bamboo,Carpet,Tile
  • Fireplace features: Living Room
  • Attic: Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 2,107

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,107
  • Total interior livable area: 2,107 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 4430000080
  • Zoning: RUD
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch

Lot

  • Lot size: 2.53 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Inland Flooding
Winter Weather

FEMA Declared Disasters in York County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,826$33,912
Home Insurance *$232$2,784
Property Taxes $246$2,952
Electricity $204$2,449
Total$3,508$42,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,274/yr
40% on housing$105,240/yr
45% on housing$93,546/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 29745$182
York County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 29745$190
York County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$559,000
1999-02-18Sold$24,900

For Sale by Agent

AgentElin Brown
BrokeragePremier South

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