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1820 Riva Ridge Ct, York, SC, 29745

5beds
3baths
3,019sqft
$725,000
$240price/sqft
$4,575/moest. monthly cost
$183,000/yrincome needed

About This Home

Welcome to this two-story home located on over two acres in Derby Downs. Bring your list and start checking off boxes in this one with plenty of room. The home features hardwood floors throughout all living areas as well as spacious rooms. Enjoy preparing meals in the kitchen with custom cabinets, granite countertops, and stainless appliances. The family room with fireplace, dining room, office/living room, and half-bath complete the main level. Upstairs is home to the primary bedroom with en suite bath, four additional bedrooms, and a second full bath. One of the bedrooms can serve as a bonus room for those needing another gathering place. Outdoor living space is impressive with a covered deck that overlooks an expansive fenced-in backyard. An oversized attached double garage is a great addition that will come in handy for your vehicles and provides good storage space. And if that does not check off enough boxes, the detached garage/storage building is going to do so! This 1,500 square foot building is quite impressive and will provide incredible space for multiple vehicles, equipment, and so much more! Come see all this one has to offer on this quiet cul-de-sac lot where you can enjoy life “in the country!”

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

9/10
3/10
York Middle SchoolGrades 7-83.7 mi
5/10

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Gas Range,Refrigerator with Ice Maker
  • Laundry features: Laundry Room

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 3,019

Flex Space

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 3,019
  • Total interior livable area: 3,019 sqft

Kitchen

  • Level: Main

Other

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 4430000150
  • Zoning: RUD
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 2.15 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Inland Flooding
Winter Weather

FEMA Declared Disasters in York County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$300$3,600
Property Taxes $320$3,840
Electricity $290$3,483
Total$4,575$54,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,857/yr
40% on housing$137,250/yr
45% on housing$122,000/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 29745$182
York County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 29745$190
York County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$725,000
2013-10-17Sold$322,000
2012-05-21Listing removed$372,000
2011-11-19Listed for sale$372,000
2011-02-20Listing removed$344,900
2010-07-16Listed for sale$344,900
2007-03-29Sold$339,900
2005-07-18Sold$312,500
2001-12-31Sold$230,000
2001-03-16Sold$26,900

For Sale by Agent

AgentChris Beard
BrokerageRinehart Realty Corporation

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