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360 Garnet Ct, Fort Mill, SC, 29708

2beds
2baths
2,209sqft
$480,000
$217price/sqft
$2,994/moest. monthly cost
$119,760/yrincome needed

About This Home

Welcome to easy, low-maintenance living in this beautifully maintained ranch home nestled within a sought-after 55+ community designed for comfort, connection, and convenience. With lawn care and irrigation included, you’ll enjoy more time doing the things you love while embracing a carefree lifestyle. Inside, the spacious primary suite offers a relaxing retreat featuring two walk-in closets and a well-appointed bath with dual vanities and a Safe Step tub for added comfort and accessibility. The inviting family room is centered around a charming see-through fireplace, creating warmth and ambiance that flows seamlessly throughout the living spaces. A dedicated office provides flexibility for working from home, hobbies, or a quiet retreat. The kitchen is thoughtfully designed with abundant cabinetry, ample counter space, and plenty of room for cooking and gathering. One of the home’s standout features is the stunning glass-enclosed sunroom—perfect for enjoying year-round serenity. Open the glass doors to let in the fresh air while taking in peaceful views of the beautifully landscaped surroundings. Just outside, the patio provides the ideal spot for grilling and outdoor entertaining. Additional highlights include epoxy garage floors and impressive walk-in storage above the garage measuring approximately 9’10” x 24’4”, offering exceptional space for storage, hobbies, or seasonal items. Beyond the home, the community offers resort-style amenities including sidewalks for walking, a vibrant clubhouse filled with social activities, outdoor pool, tennis courts, and pickleball. Conveniently located with easy access to I-77, shopping, dining, and everyday conveniences. This home truly offers the perfect blend of location, lifestyle, and space.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Pleasant Knoll MiddleGrades 6-80.6 mi
10/10
Fort Mill High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Gas Water Heater,Microwave
  • Laundry features: Laundry Room,Main Level,Sink

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Pantry,Storage,Walk-In Closet(s)
  • Fireplace features: See Through
  • Attic: Finished,Permanent Stairs,Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 2,209

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,209
  • Total interior livable area: 2,209 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 6510401115
  • Zoning: PD
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Enclosed,Front Porch,Patio,Screened
  • Exterior features: In-Ground Irrigation,Lawn Maintenance

Lot

  • Lot size: 0.15 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Ice Storm
Lightning
Strong Wind
Cold Wave
Winter Weather

FEMA Declared Disasters in York County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$143$1,716
Property Taxes $212$2,544
Electricity $212$2,549
Total$2,994$35,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,651/yr
40% on housing$89,820/yr
45% on housing$79,840/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 29708$212
York County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 29708$234
York County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$480,000
2019-11-18Sold$325,000
2019-10-03Listed for sale$325,000
2004-10-20Sold$227,945

For Sale by Agent

AgentLibby Taylor
BrokerageHoward Hanna Allen Tate Fort Mill

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