553 Jacobs Mill Pond Rd, Elgin, SC, 29045
About This Home
Experience the best of waterfront living at 553 Jacobs Mill Pond Rd in Elgin, SC, where privacy, space, and stunning lake views come together in this custom home. This expansive 3-story residence offers an open layout with multiple living areas, including a family room, sitting area, and separate office. The gourmet kitchen with island and eat-in space flows into the dining and living areas, all leading to covered porches with lake views. The luxurious master suite boasts a private balcony and spa-like bath. The finished basement features an exercise room, wet bar, and additional rooms, offering perfect in-law quarters. The property includes a dock, boat ramp, and an impressive boat house, ideal for enjoying the lakefront lifestyle. With ample storage, a 3-car garage, and proximity to city amenities, this home provides the ultimate combination of comfort and outdoor recreation . Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Foundation: Slab
- Construction materials: Brick-All Sides-AbvFound
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Range,Double Oven,Gas Range,Self Clean,Island Cooktop,Dishwasher,Disposal,Microwave Pull out,Stove Exhaust Vented Exte,Tankless Water Heater,Gas Water Heater
- Laundry features: Electric,Gas,Heated Space,Utility Room
Basement
- Has basement: Yes
Bedroom2
- Features: Balcony-Deck,Bath-Private,Separate Shower,Tub-Shower,High Ceilings,Ceiling Fan(s),Closet-Private,Recessed Lighting
- Level: Second
Bedroom3
- Features: Double Vanity,Separate Shower,Bath-Shared,Sitting Room,Walk-In Closet(s),High Ceilings,Ceiling Fan(s),Recessed Lighting
- Level: Second
Bedroom4
- Features: Balcony-Deck,Double Vanity,Separate Shower,Walk-In Closet(s),High Ceilings,Built-in Features,Ceiling Fan(s),Recessed Lighting
- Level: Basement
Bedroom5
- Features: Bath-Private,Separate Shower,High Ceilings,Ceiling Fan(s)
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 6
- Full bathrooms: 4
- 1/2 bathrooms: 2
- Partial bathrooms: 2
- Main level bathrooms: 3
Dining Room
- Features: Area,Molding,High Ceilings,Tray Ceiling(s),Recessed Lighting
- Level: Main
Features
- Ceiling Fan(s),Wet Bar,Closet-Private,Recessed Lighting
- Door features: French Doors
- Window features: Skylight(s)
- Flooring: Engineered Hardwood,Carpet
- Number of fireplaces: 1
- Fireplace features: Gas Log-Propane
- Fireplace: Yes
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Central,Gas 2nd Lvl,Heat Pump 1st Lvl,Propane,Multiple Units
- Cooling features: Central Air,Heat Pump 1st Lvl,Multi Units
Interior Area
- Total structure area: 5,437
- Total interior livable area: 5,437 sqft
Kitchen
- Features: Bar,Eat-in Kitchen,Pantry,Backsplash-Other,Cabinets-Painted,Prep Sink,Recessed Lighting,Counter Tops-Quartz
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Features: Balcony-Deck,Double Vanity,Bath-Private,Separate Shower,Sitting Room,Skylight,Walk-In Closet(s),High Ceilings,Ceiling Fan(s),Closet-Private,Recessed Lighting,Separate Water Closet
- Level: Main
Property
Details
- Parcel number: 289130108
Features
- Patio & porch: Deck,Patio
- Exterior features: Boat Ramp,Dock,Gutters - Full,Lake Fed Irrigation
- On waterfront: Yes
- Waterfront features: Common Lake
Lot
- Lot size: 2.76 Acres
- Features: On Water
Parking
- Total spaces: 3
- Parking features: Enclosed Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Richland County and South Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,964 | $95,568 |
| Home Insurance * | $159 | $1,908 |
| Property Taxes | $840 | $10,080 |
| Electricity | $522 | $6,273 |
| Total | $9,485 | $113,820 |
Income You'd Need if You Spent...
South Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-08 | Listed for sale | $1,975,000 |
| 2020-03-26 | Sold | $685,000 |
| 2019-10-30 | Price change | $739,000 |
| 2019-09-02 | Listed for sale | $749,000 |
| 2019-07-22 | Listing removed | $749,000 |
| 2019-06-28 | Price change | $749,000 |
| 2019-05-23 | Price change | $779,000 |
| 2019-02-15 | Price change | $850,000 |
| 2018-10-04 | Listed for sale | $1,000,000 |
| 2017-07-11 | Sold | $695,000 |
| 2017-05-05 | Listed for sale | $725,000 |
For Sale by Agent
View on Zillow