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1617 Spencer Ln, Cleburne, TX, 76033

3beds
3baths
1,848sqft
$310,000
$168price/sqft
$2,489/moest. monthly cost
$99,560/yrincome needed

About This Home

This charming home is located in a well established neighborhood and offers 3 bedrooms, 2.5 bathrooms, and a convenient side entry garage. The oversized backyard is a standout feature perfect for children to play and with ample space to add a swimming pool. The spacious open floor plan creates a welcoming atmosphere, with a cozy gas fireplace serving as the focal point of the living room. The kitchen provides abundant cabinet space, including lighted glass-front cabinets ideal for showcasing your favorite pieces. The appliances have been updated and the kitchen offers a cute coffee bar space. The dining area features a large window that overlooks the backyard and fills the space with natural light. The primary suite is generously sized and includes dual vanities, a large soaking tub, and a separate walk in shower. The impressive 7x13 walk in closet offers exceptional storage. Residents will also enjoy access to a neighborhood playground, providing a convenient place for outdoor fun. The house is also walking distance to the elementary school and intermediate school. A new roof was installed in 2025 and the HVAC was updated in 2021.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
Gerard Elementary SchoolGrades PK-50.3 mi
3/10
5/10
Cleburne High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Disposal,Microwave
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room

Bedroom

  • Level: First
  • Dimensions: 12 x 10

Bedroom

  • Level: First
  • Dimensions: 12 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 15 x 11

Features

  • High Speed Internet,Cable TV,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Ceramic Tile,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,848 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Walk-In Pantry
  • Level: First
  • Dimensions: 13 x 12

Laundry

  • Features: Built-in Features
  • Level: First
  • Dimensions: 6 x 5

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 21 x 16

Master Bedroom

  • Features: Ceiling Fan(s),Dual Sinks,En Suite Bathroom,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 16 x 14

Property

Details

  • Parcel number: 126308400860

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Rain Gutters
  • Fencing: Wood

Lot

  • Lot size: 10,149 sqft
  • Features: Back Yard,Lawn

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$263$3,156
Property Taxes $421$5,052
Electricity $238$2,859
Total$2,489$29,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,337/yr
40% on housing$74,670/yr
45% on housing$66,373/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 5.9%
5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 76033$139
Johnson County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 76033$161
Johnson County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$350,000
2024-06-20Sold--
2024-05-26Contingent$330,000
2024-05-20Listed for sale$330,000
2024-05-13Pending sale$330,000
2024-05-07Contingent$330,000
2024-05-01Listed for sale$330,000
2014-09-15Sold--
2014-05-04Price change$174,999
2014-02-12Listed for sale$176,416
2011-07-29Listing removed$170,000
2011-02-05Listed for sale$170,000

For Sale by Agent

AgentHope Kirkpatrick
BrokerageWebb Kirkpatrick Real Estate, Inc

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