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305 S 12th AVENUE, Wausau, WI, 54401

1beds
1baths
900sqft
$114,900
$128price/sqft
$979/moest. monthly cost
$39,160/yrincome needed

About This Home

This 1930 single-family property in Wausau offers incredible long-term stability under care of the same owner for 15 years. Featuring solid construction with an uncompromised foundation, the structure offers peace of mind alongside notable modern mechanical updates. Enjoy the reliability of a furnace replaced just last year and a basement newly equipped with a sump pump. Inside, you will find well-kept linoleum and carpet updated within the last year. The kitchen and bathroom maintain a clean, classic early-90s aesthetic. Complete with a detached shed and a 12-year-old shingle roof.

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

4/10
6/10
John Muir Middle SchoolGrades 6-80.1 mi
5/10
West High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1930

Materials

  • Construction materials: Aluminum Siding,Aluminum/Steel,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Window A/C

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 100

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Kitchen

  • Level: Main
  • Area: 100

Living Room

  • Level: Main
  • Area: 108

Master Bedroom

  • Level: Main
  • Area: 90

Property

Details

  • Parcel number: 29129072630409
  • Zoning: R2

Features

  • Levels: One
  • Stories: 1
  • Living area range: 751-1000

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached,1 Car
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $580$6,960
Home Insurance *$60$720
Property Taxes $168$2,016
Electricity $171$2,054
Total$979$11,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,565/yr
40% on housing$29,370/yr
45% on housing$26,106/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 54401$163
Marathon County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 54401$159
Marathon County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$114,900
2026-06-10Listed for sale$124,900
2018-04-06Sold$28,000
2011-03-25Sold$24,000
2010-11-05Price change$35,000
2010-04-17Price change$49,900
2009-11-13Listed for sale$54,900

For Sale by Agent

AgentKathleen Bak
BrokerageGates & Gables Realty

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