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320 ELM STREET, Athens, WI, 54411

2beds
1baths
590sqft
$179,900
$305price/sqft
$1,362/moest. monthly cost
$54,480/yrincome needed

About This Home

Fresh updates and small-town charm come together in this cute 2-bedroom, 1-bath home on a corner lot in Athens. The upstairs features brand-new flooring and fresh paint, while the home's tasteful updates make it move-in ready from day one. A spacious 2-car garage provides plenty of room for vehicles, storage, or hobbies. Whether you're looking for your first home, downsizing, or investing, this one is ready to welcome you home.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
Athens Elementary SchoolGrades PK-50.1 mi
6/10
Athens Middle SchoolGrades 6-80.5 mi
8/10
Athens High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1884

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range/Oven,Microwave,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full,Concrete

Bedroom2

  • Level: Upper
  • Area: 135

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 104

Features

  • Flooring: Carpet
  • Finished area below ground: 270
  • Finished area above ground: 320

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 590
  • Total interior livable area: 590 sqft

Kitchen

  • Level: Main
  • Area: 120

Living Room

  • Level: Main
  • Area: 228

Master Bedroom

  • Level: Upper
  • Area: 81

Property

Details

  • Parcel number: 102.3004.313.1007
  • Zoning: Residential

Features

  • Levels: One and One Half
  • Stories: 1
  • Living area range: 750 or less

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$80$960
Property Taxes $202$2,424
Electricity $171$2,054
Total$1,362$16,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,697/yr
40% on housing$40,860/yr
45% on housing$36,320/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$305This listing

vs Other Active Listings

Avg $/sqft

ZIP 54411$173
Marathon County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 54411$134
Marathon County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Contingent$179,900
2026-07-27Listed for sale$179,900

For Sale by Agent

AgentABBI POTOCNIK
BrokerageC21 DAIRYLAND REALTY

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