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204828 VALLIE LANE, Mosinee, WI, 54455

5beds
6baths
6,024sqft
$1,990,000
$330price/sqft
$13,472/moest. monthly cost
$538,880/yrincome needed

About This Home

Welcome to one of Lake Dubay's most exceptional waterfront properties, offering luxury, privacy, and breathtaking views on a beautifully landscaped 1.53-acre lot with an incredible 192 feet of sandy-bottom shoreline. This stunning 5-bedroom, 5.5-bath residence features over 6,000 square feet of finished living space designed for both everyday comfort and unforgettable entertaining. A major addition completed in 2008 showcases panoramic water views while complementing the home's quality craftsmanship throughout. The property also benefits from a newer roof and siding, with lawn fertilization and weed control prepaid through the end of 2026. The heart of the home is a spacious open-concept kitchen featuring granite countertops, a massive center island, and abundant gathering space. Rich cherry woodwork, natural hardwood flooring, custom built-ins, skylights, and multiple stone fireplaces create warmth and elegance throughout every level. The luxurious primary suite serves as a private retreat with its own fireplace, walk-in closets with built-ins, jetted soaking tub, and separate his,Additional highlights include: - Heated 3+ car attached garage with built-in cabinetry - Main floor laundry - Security system - Owned water softener system - Conventional septic and private well - Two furnaces and two newer water heaters - All appliances included - Professionally cleaned stone fireplaces (June 2026) Perfectly positioned on one of Lake Dubay's premier waterfront settings, this property combines luxury living with a rare flat, level lot and private sandy beach frontage. Opportunities to own a home of this caliber on Lake Dubay are few and far between. A truly one-of-a-kind waterfront retreat that must be seen to be appreciated.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Mosinee Middle SchoolGrades 4-84.7 mi
8/10
Mosinee High SchoolGrades 9-124.7 mi
5/10
Mosinee Elementary SchoolGrades PK-34.9 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1994

Materials

  • Roof: Shingle
  • Construction materials: Stone,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range/Oven,Dishwasher,Microwave,Washer,Dryer,Water Softener

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom

  • Features: Master Bedroom Bath,Whirlpool

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Other,Ceiling Fan(s),Cathedral/vaulted ceiling,Wet Bar,Walk-In Closet(s),Florida/Sun Room,High Speed Internet
  • Window features: Window Coverings,Skylight(s)
  • Flooring: Carpet,Tile,Wood
  • Finished area below ground: 1,896
  • Finished area above ground: 4,128

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,024
  • Total interior livable area: 6,024 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 04826071950994
  • Zoning: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Has spa: Yes
  • Spa features: Bath
  • On waterfront: Yes
  • Waterfront features: Lake,Waterfront,101-199 feet
  • Waterbody name: Lake Dubay
  • Living area range: 5001 or more

Lot

  • Lot size: 1.53 Acres

Parking

  • Total spaces: 3
  • Parking features: 3 Car,Attached,Heated Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,062$120,744
Home Insurance *$788$9,456
Property Taxes $2,056$24,672
Electricity $566$6,792
Total$13,472$161,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$461,897/yr
40% on housing$404,160/yr
45% on housing$359,253/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$330This listing

vs Other Active Listings

Avg $/sqft

ZIP 54455$191
Marathon County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 54455$165
Marathon County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Listed for sale$1,990,000
2007-04-30Sold$775,000

For Sale by Agent

AgentJIM PREY
BrokerageCOLDWELL BANKER ACTION

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