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4037 TROY STREET, Wausau, WI, 54403

3beds
2baths
1,317sqft
$260,000
$197price/sqft
$1,991/moest. monthly cost
$79,640/yrincome needed

About This Home

Full of potential, 4037 Troy St is ready for its next chapter. This 3-bedroom, 1.5-bath home offers over 2,300 square feet on a 0.38-acre lot with a spacious, fully fenced backyard. The main level features three bedrooms, a full bathroom, a comfortable living room, kitchen, and dining area. The basement includes a half bathroom along with plenty of additional space for storage, hobbies, or potential additional finished square footage. Outside, you?ll find a front porch with room to sit and enjoy your morning coffee. With some TLC and your own personal touches, this property offers plenty of possibilities. Some photos have been AI enhanced.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

3/10
6/10
7/10
East High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1953

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range/Oven

Basement

  • Has basement: Yes
  • Basement: Block

Bedroom2

  • Level: Main
  • Area: 154

Bedroom3

  • Level: Main
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 70

Features

  • Ceiling Fan(s)
  • Finished area below ground: 0
  • Finished area above ground: 1,317

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,317
  • Total interior livable area: 1,317 sqft

Kitchen

  • Level: Main
  • Area: 130

Living Room

  • Level: Main
  • Area: 240

Master Bedroom

  • Level: Main
  • Area: 154

Property

Details

  • Parcel number: 29129071310993
  • Zoning: Residential

Features

  • Levels: One
  • Stories: 1
  • Living area range: 1251-1500

Lot

  • Lot size: 0.38 Acres

Parking

  • Total spaces: 1
  • Parking features: 1 Car,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$140$1,680
Property Taxes $366$4,392
Electricity $171$2,054
Total$1,991$23,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,262/yr
40% on housing$59,730/yr
45% on housing$53,093/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 54403$177
Marathon County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 54403$136
Marathon County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Listed for sale$234,900
2026-08-10Listing removed$249,999
2026-08-04Price change$249,999
2026-07-09Listed for sale$260,000
2012-06-01Listing removed$66,900
2012-05-19Listed for sale$66,900
2012-04-30Sold$125,000
2012-01-27Sold$143,351
2008-06-30Sold$128,000

For Sale by Agent

AgentCASSIDY WALDVOGEL
BrokerageFIRST WEBER

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