See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1407 Main St Unit 4, Cincinnati, OH, 45202

3beds
2baths
2,217sqft
$439,900
$198price/sqft
$3,132/moest. monthly cost
$125,280/yrincome needed

About This Home

Historic multi-level condo/loft in a 1885 Over-the-Rhine building, offering approximately 2,218 sq ft with 3 bedrooms and 2 baths. Exposed brick, expansive living areas, and a flexible loft-style layout blend character with modern functionality. Located on Main Street near neighborhood dining, entertainment, and local amenities. New HVAC installed June 2026. Currently tenant occupied through April 30, 2027, at 3,800/month; property can be delivered vacant, subject to lease terms and mutually acceptable agreement.

Getting Around

97
WalkingWalker's Paradise
75
TransitExcellent Transit
70
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 1885

Materials

  • Foundation: Other
  • Roof: Membrane
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary/Modern
  • Property subType: Condominium,High Rise 4+

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Disposal,Gas Cooktop,Oven/Range,Refrigerator,Washer,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Full
  • Level: Second

Bedroom2

  • Level: First
  • Area: 192

Bedroom3

  • Level: First
  • Area: 192

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 168

Family Room

  • Area: 0

Features

  • Window features: Vinyl

Heating & Cooling

  • Heating features: Variable Speed HVAC
  • Cooling features: Variable Speed HVAC

Interior Area

  • Total structure area: 2,217
  • Total interior livable area: 2,217 sqft

Kitchen

  • Area: 126

Living Room

  • Area: 400

Master Bathroom

  • Features: Tub w/Shower

Master Bedroom

  • Features: Wood Floor
  • Level: First
  • Area: 192

Office

  • Area: 0

Property

Details

  • Parcel number: 0800001021700
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Balcony

Lot

  • Lot size: 2,809 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$118$1,416
Property Taxes $553$6,636
Electricity $237$2,853
Total$3,132$37,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,382/yr
40% on housing$93,960/yr
45% on housing$83,520/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 45202$227
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45202$291
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$424,900
2026-07-10Price change$439,900
2026-05-21Listed for sale$450,000
2024-03-16Listing removed--
2024-02-17Listed for rent$3,600
2023-04-24Listing removed--
2023-03-31Listed for rent$3,200
2021-03-24Listing removed--
2017-12-04Listing removed$2,400
2017-11-16Price change$2,400
2017-11-04Listed for rent$2,200
2017-09-29Sold$290,000
2017-08-08Pending sale$299,900
2017-08-04Listed for sale$299,900
2016-12-29Listing removed$355,000
2016-11-30Price change$355,000
2016-09-28Price change$365,000
2016-08-26Listed for sale$375,000
2002-12-02Sold$262,900
2001-07-16Sold$269,000

For Sale by Agent

AgentNicholas Huscroft
BrokerageChosen Real Estate Group

Similar Homes