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2978 Timber Line Rd, Pinetop, AZ, 85935

4beds
3baths
2,333sqft
$579,000
$248price/sqft
$3,526/moest. monthly cost
$141,040/yrincome needed

About This Home

Luxury living meets low-maintenance ease in this free-standing, single-family townhome located within the gated community of Pinetop Crossing in the desirable Pinetop Country Club area. While technically a condo/townhome, this beautifully remodeled home lives like a private residence since there are no connecting walls to other units—with the added benefit of an HOA that covers roof repair and replacement, exterior staining, landscape maintenance, road maintenance, and gate maintenance. Remodeled from top to bottom, the home showcases high-end finishes throughout. The lower level features wood plank flooring across all living areas and the staircase, with oversized tile in the laundry and baths. Upstairs offers brand-new carpeting in all bedrooms and living spaces, complemented by new wood baseboards throughout. The gourmet kitchen is a standout, featuring a gas range, black stainless appliances (including washer and dryer), granite countertops, stainless sink with reverse osmosis, and upgraded decorative cabinet hardware. The luxurious primary bath boasts a custom tile shower, and premium fixtures including a Toto ADA toilet. The secondary downstairs bath has been equally upgraded with a new cast iron tub and matching fixtures. Additional highlights include a gas log fireplace with remote, Nest smart thermostat, epoxy-finished garage floor, new hot water heater, and an internet-connected garage door opener. The thoughtful floor plan offers two bedrooms and two baths on the main level, including the primary suite, with two additional bedrooms, a spacious loft, den/office, and third bath upstairsideal for guests or flexible living. A rare opportunity to own a turnkey luxury home in one of Pinetop's most desirable gated communitieswhere style, comfort, and convenience come together effortlessly. Close to golf courses, national forest hiking trails and 30 minutes to ski resort. Sellers are licensed to sell real estate in the state of Arizona

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
3/10
4/10
Blue Ridge High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Shingle

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Master Downstairs,Vaulted Ceiling(s),Tub,Shower,Tub/Shower,Double Vanity,Full Bath,Pantry,Split Bedroom
  • Flooring: Carpet,Wood,Tile
  • Fireplace features: Living Room,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,333
  • Total interior livable area: 2,333 sqft

Property

Details

  • Parcel number: 41196057

Features

  • Patio & porch: Patio
  • Exterior features: Rain Gutters
  • Fencing: State Land

Lot

  • Lot size: 2,178 sqft
  • Features: Wooded,Tall Pines On Lot,Landscaped

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather

FEMA Declared Disasters in Navajo County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,927$35,124
Home Insurance $164$1,968
Property Taxes $188$2,256
Electricity $247$2,964
Total$3,526$42,312

Income You'd Need if You Spent...

35% on housing$120,891/yr
40% on housing$105,780/yr
45% on housing$94,026/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 85935$273
Navajo County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 85935$308
Navajo County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-05Listed for sale$599,000
2025-08-24Listing removed$599,000
2025-07-21Price change$599,000
2025-06-13Price change$619,000
2025-04-30Listed for sale$629,000
2020-11-12Sold$327,000
2020-09-10Pending sale$328,450
2020-09-02Listed for sale$328,450
2019-11-17Listing removed$319,450
2019-08-14Listed for sale$319,450
2017-11-09Sold$270,000
2017-06-08Listed for sale$280,000
2014-10-01Listing removed$289,000
2013-09-19Listed for sale$289,000
2011-07-29Sold$235,000
2010-10-08Listing removed$250,000
2010-09-28Price change$250,000
2010-05-01Listed for sale$320,000
2009-03-01Listing removed$389,900
2008-09-20Listed for sale$389,900
2007-01-04Sold$324,065
2006-07-21Sold$308,810

For Sale by Agent

AgentSteve Pansulla
BrokerageRealty Executives AZ Territory - Pinetop

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