86 NE 642nd St, Old Town, FL, 32680
About This Home
Welcome home to this cozy & charming 2005 site built 2 BR, 2 Bath, two-story home cradled by majestic large, towering oaks waiting to make it yours! This home offers plenty of privacy from all angles for outdoor gatherings to relaxation while watching the wildlife meander through your 4.78 partially fenced/gated acres with a lot to offer. This home is ideal for those seeking a peaceful country lifestyle while still being close to amenities. Whether you're searching for a weekend retreat, winter haven or forever home come step inside to where comfort meets elegance with spacious room downstairs and upstairs. The home boasts real wood flooring throughout, spacious, tiled eat in kitchen with large walk-in pantry, bright and airy downstairs tiled bath with a claw foot soaking tub, main bedroom with walk-in closet, inviting living room, oversized laundry room with ample space for storage ensuring well organized space. Upstairs features real wood staircase, sitting area, tiled bath and a second spacious bedroom. Step outside you will find wood exterior lending to that cottage feel, metal roof, underground power, detached metal carport and large storage/workshop and lots of natural woods for privacy. All within five miles of dining, shopping, medical, schools and the famous Suwannee River with public boat launches/parks. Make an appointment today for your private tour!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Foundation: Crawl Space
- Roof: Metal
- Construction materials: Wood Siding,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Range,Refrigerator,Water Softener
- Laundry features: Laundry Room,W/D Hookups
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Eat-in Kitchen,Pantry,Split Floor Plan,Walk-In Closet(s),High Ceilings
- Window features: Single Hung Windows
- Flooring: Tile,Wood
- Fireplace features: None
Heating & Cooling
- Heating features: Electric,Central
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,120
- Total interior livable area: 1,120 sqft
Master Bathroom
- Features: Bathtub Only,Separate Tub & Shower,Vanity,Walk-in Shower
Master Bedroom
- Features: 2 Master Suites,Walk-In Closet(s)
- Level: Main
Property
Details
- Parcel number: 340913449000000270
Features
- Levels: 2+ Story
- Topography of land: Topo Mix
- Horses can be raised: Yes
Lot
- Lot size: 4.78 Acres
- Features: Rectangular Lot,Typical,Native Plants,Partially Landscaped,Wooded,Horses Allowed
Parking
- Total spaces: 1
- Parking features: Detached Carport,Boat,Open,Dirt,Private
- Covered spaces: 1
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Cold Wave
- Inland Flooding
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Dixie County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $233 | $2,796 |
| Property Taxes | $279 | $3,348 |
| Electricity | $197 | $2,366 |
| Total | $2,099 | $25,188 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-09 | Price change | $280,000 |
| 2025-02-25 | Listed for sale | $289,900 |
View on Zillow