




77 Mark St, Destin, FL, 32541
About This Home
YEAR TO DATE BOOKINGS AS OF JULY 21, 2026 $175,345.053 PRICED BELOW APPRAISAL Located in the highly desirable Crystal Beach community, this exceptional three-story coastal retreat offers a rare ''two homes in one'' configuration just under one block from Destin's renowned white-sand beaches. The property includes a golf cart, making beach access and cruising the neighborhood effortless and convenient. The main residence features 4 bedrooms, while a separate 2-bedroom carriage house provides additional privacy and flexibility, perfect for multi generation living, hosting guests, or maximizing rental income. Together the property comfortably accommodates up to 18 guests, making it perfectly suited for both personal enjoyment and strong short-term rental performance. Designed for coastal living & entertaining, the home offers multiple outdoor spaces including four private balconies, peek-a-boo Gulf views from the third level, and a fully fenced backyard with a heated pool & expansive deck. The thoughtfully designed interior spans three levels and features multiple en-suite bedrooms, a third-floor loft with kitchenette, and open-concept living, dining, and kitchen areas ideal for gathering. The carriage house includes two bedrooms, a full bathroom, walk-in closet, and kitchenette ,providing a private retreat for extended stays or guest accommodations. Additional highlights include ample parking and generous storage throughout. From an investment standpoint, the property has demonstrated strong rental performance, generating $163K in rental income in 2025, with $109K already booked for 2026 to date. Centrally located near Destin's premier dining, shopping, and entertainment, this home delivers an exceptional blend of coastal lifestyle, prime location and proven income potential in one of the area's most sought-after beach neighborhoods.
Getting Around
Schools
Construction
Condition
- Property condition: Construction Complete
- Year built: 2004
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Siding CmntFbrHrdBrd
Type & Style
- Home type: SingleFamily
- Architectural style: Beach House
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer,Electric Water Heater
- Laundry features: Washer/Dryer Hookup
Bedroom
- Level: First
- Area: 165
- Dimensions: 15 x 11
Bedroom
- Level: Second
- Area: 289
- Dimensions: 17 x 17
Bedroom
- Level: Third
- Area: 165
- Dimensions: 15 x 11
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 5
Dining Room
- Level: First
- Area: 391
- Dimensions: 23 x 17
Features
- Breakfast Bar,Crown Molding,Vaulted Ceiling(s),In-Law Floorplan,Pantry,Walls Wainscoting
- Window features: Window Treatments,Bay Window(s)
- Flooring: Tile,Vinyl
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 2,678
- Total interior livable area: 2,678 sqft
Kitchen
- Level: First
- Area: 289
- Dimensions: 17 x 17
Laundry
- Level: First
- Area: 64
- Dimensions: 8 x 8
Master Bedroom
- Level: Second
- Area: 289
- Dimensions: 17 x 17
Other
- Level: Second
- Area: 64
- Dimensions: 8 x 8
Other
- Level: Second
- Area: 64
- Dimensions: 8 x 8
Other
- Level: Third
- Area: 64
- Dimensions: 8 x 8
Other
- Level: First
- Area: 64
- Dimensions: 8 x 8
Other
- Level: First
- Area: 400
- Dimensions: 20 x 20
Property
Details
- Parcel number: 002S22058000120200
- Zoning description: Resid Single Family
Features
- Stories: 3
- Private pool: Yes
- Pool features: Heated,In Ground
- Patio & porch: Deck,Porch
- Exterior features: Balcony,Private Yard,Outdoor Shower,Sprinkler System
- Fencing: Privacy
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
Lot
- Lot size: 7,405 sqft
- Features: Interior Lot,Level,Sidewalk,Within 1/2 Mile to Water
- Lot size dimensions: 50 x 150
Parking
- Total spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Okaloosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,809 | $117,708 |
| Home Insurance * | $294 | $3,528 |
| Property Taxes | $1,879 | $22,548 |
| Electricity | $269 | $3,234 |
| Total | $12,251 | $147,012 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-26 | Price change | $1,940,000 |
| 2026-05-20 | Listed for sale | $1,945,000 |
| 2026-04-06 | Pending sale | $1,945,000 |
| 2026-03-16 | Price change | $1,945,000 |
| 2026-02-09 | Listed for sale | $1,995,000 |
| 2025-08-04 | Listing removed | $2,175,000 |
| 2025-05-09 | Listed for sale | $2,175,000 |
| 2025-04-07 | Listing removed | $2,224,900 |
| 2025-02-21 | Listed for sale | $2,224,900 |
| 2022-07-18 | Sold | $1,830,000 |
| 2022-06-15 | Pending sale | $1,998,000 |
| 2022-05-09 | Price change | $1,998,000 |
| 2022-04-22 | Price change | $1,999,000 |
| 2022-03-31 | Listed for sale | $2,099,000 |
| 2021-01-29 | Sold | $1,097,500 |
| 2020-12-06 | Pending sale | $1,095,000 |
| 2020-11-20 | Listed for sale | $1,095,000 |
| 2016-07-15 | Listing removed | $1,150,000 |
| 2015-07-08 | Listed for sale | $1,150,000 |
| 2005-06-06 | Sold | $1,400,000 |
