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1328 Miracle Strip Pkwy Unit 606, Fort Walton Beach, FL, 32548

3beds
2baths
1,587sqft
$629,000
$396price/sqft
$4,388/moest. monthly cost
$175,520/yrincome needed

About This Home

This beautiful condo has a great view of the Bay and you can also see the Gulf. Plenty of room for the whole family to make vacation memories and you can also cash in on vacation rentals. The large wrap around balcony gives you the perfect setting for enjoying the views. All the best amenities including beach access via the pedestrian bridge, covered parking, fitness center, and boat slips(sold separately). Multiple pools including lazy river, zero entry and seasonally heated pools. Many fun restaurants and attractions in the area. Stylish and move in ready

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2006

Materials

  • Construction materials: Concrete,Steel Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Washer,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bathroom

  • Level: First
  • Area: 35.0175
  • Dimensions: 7.25 x 4.83

Bedroom

  • Level: First
  • Area: 120.01
  • Dimensions: 11 x 10.91

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: First
  • Area: 120.01
  • Dimensions: 11 x 10.91

Features

  • Breakfast Bar,Crown Molding
  • Window features: Window Treatments
  • Flooring: Laminate,Tile

Foyer

  • Level: First
  • Area: 109.7206
  • Dimensions: 18.83 x 5.83

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,587
  • Total interior livable area: 1,587 sqft

Kitchen

  • Level: First
  • Area: 99.9356
  • Dimensions: 10.91 x 9.16

Laundry

  • Level: First
  • Area: 26.65
  • Dimensions: 5.33 x 5

Living Room

  • Level: First
  • Area: 392.4375
  • Dimensions: 22.75 x 17.25

Master Bathroom

  • Level: First
  • Area: 90.8803
  • Dimensions: 10.91 x 8.33

Master Bedroom

  • Level: First
  • Area: 210.49
  • Dimensions: 15.5 x 13.58

Property

Details

  • Parcel number: 002S24230200000606

Features

  • Pool features: Heated,In Ground
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Bay,Gulf
  • Has water view: Yes
  • Water view: Bay,Gulf
  • On waterfront: Yes
  • Waterfront features: Bay

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tornado
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,180$38,160
Home Insurance *$296$3,552
Property Taxes $715$8,580
Electricity $197$2,366
Total$4,388$52,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,445/yr
40% on housing$131,640/yr
45% on housing$117,013/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$396This listing

vs Other Active Listings

Avg $/sqft

ZIP 32548$257
Okaloosa County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 32548$220
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$629,000
2015-02-05Listing removed$495,000
2015-01-28Listed for sale$495,000
2007-05-02Sold$535,000
2006-05-24Sold$599,700

For Sale by Agent

AgentGilmore Erikson
BrokerageKeller Williams Realty Destin

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