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81 Outlook Cir, Swannanoa, NC, 28778

2beds
2baths
1,544sqft
$445,000
$288price/sqft
$2,838/moest. monthly cost
$113,520/yrincome needed

About This Home

Experience the perfect blend of comfort and scenery at 81 Outlook Circle, located in the desirable Craggy View Cottages. This 1,544 sq. ft. one-level townhouse features an open floor plan that seamlessly connects the kitchen and dining area to a spacious living room centered around a cozy corner fireplace. A versatile sunroom provides additional living space tailored to your needs—whether as an elegant dining room, a quiet den, or a sunny home office. Relax on your private front patio, a perfect spot for quiet evenings in a serene setting. Throughout the community, you'll enjoy breathtaking year-round mountain views and meticulously landscaped grounds. The home also includes a large double garage for ample storage and parking. Residents enjoy premium amenities, including a swimming pool and a clubhouse with a library. Perfectly situated between Asheville and Black Mountain, this home offers a quiet retreat with unbeatable access to the best of Western North Carolina.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

4/10
W D Williams ElementaryGrades PK-51.7 mi
5/10
Charles D Owen MiddleGrades 6-83.3 mi
8/10
Charles D Owen HighGrades 9-123.5 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement,Stone Veneer

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Refrigerator,Washer/Dryer
  • Laundry features: In Unit,Laundry Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Features: Vaulted Ceiling(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Area

  • Features: Vaulted Ceiling(s)
  • Level: Main

Features

  • Breakfast Bar,Open Floorplan,Pantry
  • Flooring: Carpet,Tile,Vinyl
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,544

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,544
  • Total interior livable area: 1,544 sqft

Kitchen

  • Features: Vaulted Ceiling(s)
  • Level: Main

Living Room

  • Features: Vaulted Ceiling(s)
  • Level: Main

Primary Bedroom

  • Features: Vaulted Ceiling(s)
  • Level: Main

Sunroom

  • Features: Vaulted Ceiling(s)
  • Level: Main

Property

Details

  • Parcel number: 967994848700000
  • Zoning: R-2
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Exterior features: Other - See Remarks
  • Has view: Yes
  • View description: Long Range,Mountain(s),Year Round

Lot

  • Lot size: 0.05 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Landslide
Strong Wind
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$131$1,572
Property Taxes $257$3,084
Electricity $200$2,405
Total$2,838$34,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,302/yr
40% on housing$85,140/yr
45% on housing$75,680/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 28778$190
Buncombe County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28778$238
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$445,000
2026-05-15Price change$450,000
2026-03-27Listed for sale$459,500
2025-11-01Listing removed$469,500
2025-08-11Price change$469,500
2025-06-30Listed for sale$475,000
2021-05-03Listing removed--
2021-04-30Listed for rent$1,750
2019-04-10Listing removed$1,495
2019-04-02Listed for rent$1,495
2018-07-31Listing removed$1,395
2018-07-23Listed for rent$1,395
2018-03-06Listing removed$1,395
2018-02-27Listed for rent$1,395
2011-05-08Listing removed$286,500
2011-02-24Listed for sale$286,500
2005-11-14Sold$210,000

For Sale by Agent

AgentHope Byrd
BrokerageHoward Hanna Beverly-Hanks Asheville-Biltmore Park

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