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11 W Raleigh Rd, Asheville, NC, 28803

3beds
2baths
1,158sqft
$399,000
$345price/sqft
$2,697/moest. monthly cost
$107,880/yrincome needed

About This Home

Charming ranch home situated on a spacious, well-maintained lot in the highly desirable and quiet Oakley neighborhood in East Asheville. Featuring an open one-level floor plan designed to make entertaining a breeze, creating a seamless flow throughout the main living areas. Primary bedroom suite with private bath as well as two additional bedrooms and full guest bath. Outdoor living is a highlight of this property, offering three distinct porch areas to enjoy the fresh air. You can rock the day away on the large, inviting covered front porch, enjoy cookoutss on the back deck, or gather with friends and family on the lower deck overlooking the backyard. Recent exterior improvements include a landscaped yard, providing a peaceful and serene oasis. Also enjoy the benefits of solar panels, significantly offsetting the cost of electricity. The home's location is exceptionally convenient, positioned just minutes from the interstate and five minutes from the vibrant offerings of downtown Asheville. It also provides quick access to everything Biltmore Village has to offer. With close proximity to grocery stores, shopping, dining, parks, and schools, you couldn't ask for a more prime location in the heart of Oakley.

Getting Around

25
WalkingCar-Dependent
23
TransitMinimal Transit
11
BikeSomewhat Bikeable

Schools

3/10
Oakley ElementaryGrades PK-50.4 mi
8/10
A C Reynolds MiddleGrades 6-82.2 mi
8/10
A C Reynolds HighGrades PK,9-122.2 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Microwave,Refrigerator
  • Laundry features: Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Area

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,158

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,158
  • Total interior livable area: 1,158 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 965756251300000
  • Zoning: RS8
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch

Lot

  • Lot size: 0.39 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$154$1,848
Property Taxes $326$3,912
Electricity $200$2,405
Total$2,697$32,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,468/yr
40% on housing$80,910/yr
45% on housing$71,920/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$345This listing

vs Other Active Listings

Avg $/sqft

ZIP 28803$345
Buncombe County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28803$306
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$399,000
2020-02-27Sold$245,000
2020-01-03Listed for sale$250,000
2015-07-28Sold$175,000
2015-07-02Listed for sale$174,900
2005-12-01Sold$143,500

For Sale by Agent

AgentJeremy Jordan
BrokerageNest Realty Asheville

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