49611 Waterview Trl, Albemarle, NC, 28001
About This Home
Rare opportunity on Lake Tillery featuring three combined lots across two parcels with an existing old home place and dock on the main channel. Property offers main channel lake views and multiple possibilities for future use. The existing home and dock have not been occupied or maintained in many years and are in poor condition. Structures are considered in need of significant repair or removal. Buyer may choose to rehab/build onto the existing structure or remove and build new, subject to county and lake authority approvals. County water is available but has not been tapped into. Septic system is installed; condition is unknown. Extreme caution is advised if entering the home. Total acreage is approximately 0.34 acres (combined lots). Tax value and lot size reflect the total property. Property is being sold as-is. Ideal for buyers seeking a lakefront building opportunity with main channel exposure. No HOA.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1965
Materials
- Roof: Composition
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: None
- Laundry features: Other
Basement
- Has basement: Yes
- Basement: Interior Entry,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 0
Heating & Cooling
- Heating features: None
- Cooling features: None
Interior Area
- Total structure area: 0
Primary Bedroom
- Features: None
- Level: Main
Property
Details
- Parcel number: 657601452571
- Zoning: R-20
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Dock,Waterfront
- Waterbody name: Lake Tillery
Lot
- Lot size: 0.35 Acres
- Features: Sloped,Wooded,Views
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Cold Wave
- Hurricane
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Stanly County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,012 | $24,144 |
| Home Insurance * | $193 | $2,316 |
| Property Taxes | $196 | $2,352 |
| Electricity | $200 | $2,405 |
| Total | $2,601 | $31,212 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-20 | Price change | $415,000 |
| 2026-02-03 | Listed for sale | $425,000 |
For Sale by Agent
View on Zillow