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419 Jackson St, Albemarle, NC, 28001

2beds
1baths
908sqft
$160,000
$176price/sqft
$1,233/moest. monthly cost
$49,320/yrincome needed

About This Home

Welcome home to this charming ranch located just minutes from downtown Albemarle! Inside, you’ll find a spacious living room, a cozy kitchen and dining room, two bedrooms, and one full bath on the main level. Beautiful arched entryways between the living room and kitchen add character and charm throughout the home. Stair steps lead to a large finished attic bonus space. This area is not included in the home’s heated living area because the attic bonus space does not currently have its own HVAC. With the addition of heating and cooling to this space, it could make a great home office, bonus room, hobby room, etc. Outside, the home sits on a flat lot with beautiful mature trees lining the street. The backyard features a gazebo, carport, and wired storage shed or workshop. Located just minutes from downtown Albemarle, you’ll enjoy easy access to local shops, restaurants, community events, and everyday conveniences. This home offers a great opportunity for a first-time buyer, someone looking to downsize, or an investor.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

6/10
3/10
Albemarle Middle SchoolGrades 6-82.6 mi
3/10
Albemarle High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Asbestos

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator,Washer/Dryer
  • Laundry features: In Kitchen

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 908

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 908
  • Total interior livable area: 908 sqft

Kitchen

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 653804823838
  • Zoning: R-10
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 1
  • Parking features: Detached Carport,Driveway
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Stanly County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$77$924
Property Taxes $147$1,764
Electricity $200$2,405
Total$1,233$14,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,274/yr
40% on housing$36,990/yr
45% on housing$32,880/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 28001$131
Stanly County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 28001$175
Stanly County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$160,000
2023-04-04Sold$119,000
2023-03-21Listed for sale$119,000
2020-01-13Listing removed$84,900
2020-01-01Listed for sale$84,900
2019-10-28Pending sale$84,900
2019-10-07Price change$84,900
2019-09-13Listed for sale$94,900
2017-02-27Sold$30,100
2017-02-01Pending sale$31,500
2017-01-06Listed for sale$31,500
2016-12-21Sold$36,600
2016-11-17Listed for sale--
2005-07-12Sold$68,500

For Sale by Agent

AgentJennifer Hoyle
BrokerageReal Broker, LLC

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