615 Fernwood Dr, Albemarle, NC, 28001
About This Home
Welcome home to this beautifully updated full-brick ranch offering 3 spacious bedrooms and 2 full baths, nestled in a quiet, established neighborhood. This move-in-ready home combines timeless charm with modern updates and plenty of space to enjoy both inside and out. The updated kitchen features newer appliances, stylish cabinetry, granite-look laminate countertops, and a large island with ample seating—perfect for casual meals, entertaining, or gathering with family and friends. The kitchen opens seamlessly into the inviting family room, where a cozy fireplace creates the perfect setting for relaxing evenings. Step outside and discover your own private backyard retreat. The beautifully landscaped, fully fenced yard features a charming gazebo complete with an outdoor dining area and fire pit, making it an ideal space for entertaining or simply unwinding. You'll also appreciate the enclosed front porch, a wonderful spot to enjoy your morning coffee or peaceful summer evenings. Both full bathrooms have been tastefully updated with spacious walk-in showers and elegant marble-top vanities, providing comfort and style. One of this home's standout features is the enormous basement with a second fireplace. Whether you envision a recreation room, home theater, fitness area, workshop, additional living space, or abundant storage, the possibilities are virtually endless. With its thoughtful updates, generous living spaces, and incredible potential, this exceptional home is ready for you to move in and make it your own.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1967
Materials
- Roof: Composition
- Construction materials: Brick Full
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater,Freezer,Gas Cooktop,Gas Range,Microwave,Oven,Refrigerator with Ice Maker,Self Cleaning Oven
- Laundry features: Electric Dryer Hookup,Utility Room,Inside,Laundry Room,Main Level,Washer Hookup
Basement
- Features: Storage,See Remarks
- Level: Basement
Basement
- Has basement: Yes
- Basement: Basement Garage Door,Exterior Entry,Interior Entry,Storage Space,Unfinished,Walk-Out Access,Walk-Up Access,Other
Bathroom Full
- Level: Main
Bathroom Full
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Features: Ceiling Fan(s)
- Level: Main
Family Room
- Features: Ceiling Fan(s)
- Level: Main
Features
- Breakfast Bar,Open Floorplan,Pantry,Storage
- Door features: Screen Door(s),Storm Door(s)
- Flooring: Vinyl
- Fireplace features: Living Room,Wood Burning,Other - See Remarks
- Attic: Pull Down Stairs
- Finished area below ground: 0
- Finished area above ground: 1,909
Heating & Cooling
- Heating features: Central,Forced Air,Propane
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 1,909
- Total interior livable area: 1,909 sqft
Kitchen
- Features: Breakfast Bar,Kitchen Island
- Level: Main
Laundry
- Features: Storage
- Level: Main
Living Room
- Features: Ceiling Fan(s)
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 654803002587
- Zoning: R-10
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Enclosed,Front Porch,Porch
- Fencing: Back Yard,Chain Link,Fenced,Front Yard
Lot
- Lot size: 0.53 Acres
- Features: Level,Private
Parking
- Total spaces: 2
- Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Side,Keypad Entry,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Stanly County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,719 | $20,628 |
| Home Insurance * | $165 | $1,980 |
| Property Taxes | $313 | $3,756 |
| Electricity | $200 | $2,405 |
| Total | $2,397 | $28,764 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-08 | Listed for sale | $340,000 |
| 2024-01-05 | Sold | $313,500 |
| 2023-12-02 | Price change | $315,000 |
| 2023-09-27 | Price change | $319,000 |
| 2023-08-26 | Listed for sale | $329,000 |
| 2023-08-02 | Listing removed | -- |
| 2023-05-10 | Listed for sale | $280,000 |
| 2023-04-06 | Pending sale | $280,000 |
| 2023-03-10 | Listed for sale | $280,000 |
For Sale by Agent
View on Zillow