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803 Long St, Albemarle, NC, 28001

2beds
1baths
1,112sqft
$189,900
$171price/sqft
$1,427/moest. monthly cost
$57,080/yrincome needed

About This Home

Move-in ready and beautifully updated! This charming 2-bedroom, 1-bath home features a new roof, updated HVAC, fresh paint, and new flooring throughout. The bright, inviting interior offers comfortable living spaces, while the kitchen is equipped with stainless steel appliances for a modern touch. Whether you're a first-time homebuyer, looking to downsize, or seeking an excellent investment opportunity, this home is ready for its next owner. Conveniently located near downtown Albemarle with easy access to shopping, dining, schools, parks, and everyday amenities. Don't miss this opportunity to own an updated home at 803 Long Street—schedule your private showing today! Back yard features an oversized lot, ready for your ideas!

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

6/10
3/10
Albemarle Middle SchoolGrades 6-82.5 mi
3/10
Albemarle High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Water Heater,Refrigerator
  • Laundry features: Utility Room,Main Level

Bedroom S

  • Level: Main
  • Area: 64
  • Dimensions: 8' 0" X 8' 0"

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,112

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,112
  • Total interior livable area: 1,112 sqft

Property

Details

  • Parcel number: 653802875576
  • Zoning: R-8
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.33 Acres

Parking

  • Parking features: Attached Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Stanly County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$92$1,104
Property Taxes $175$2,100
Electricity $200$2,405
Total$1,427$17,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,925/yr
40% on housing$42,810/yr
45% on housing$38,053/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 28001$131
Stanly County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 28001$175
Stanly County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$179,900
2026-07-18Listed for sale$189,900
2025-06-12Sold$175,000
2025-05-13Pending sale$169,900
2025-05-07Listed for sale$169,900
2025-02-20Sold$87,500
2024-11-05Listed for sale$149,900
2018-05-21Sold$39,000
2018-05-11Pending sale$40,000
2018-04-05Listed for sale$40,000
2018-03-20Listing removed$575
2018-03-13Listed for rent$575
2018-02-10Listing removed$625
2018-01-03Price change$625
2017-11-04Listed for rent$650
2017-10-09Sold$36,000
2014-05-28Listing removed$48,000
2013-05-31Listed for sale$48,000

For Sale by Agent

AgentShawan Gabriel
BrokerageLive and Give Realty Group

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