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46356 Chase Point Dr, Norwood, NC, 28128

3beds
4baths
2,460sqft
$699,000
$284price/sqft
$4,414/moest. monthly cost
$176,560/yrincome needed

About This Home

Peaceful lake living meets wide-open space at this contemporary retreat on Lake Tillery. Set on a flat, spacious lot that is just over an acre in a quiet rural setting, this property invites you to slow down and enjoy the beauty of the outdoors—from mornings on the water to evenings on the expansive back deck. Offering generous space inside and out, this property provides the perfect canvas to reimagine and create your own lakefront retreat in a serene, natural setting. Inside, the vaulted great room and dining area create a light-filled, open feel, offering a wonderful foundation for everyday living and entertaining. The split-bedroom layout provides added privacy. Step outside to take in the picturesque landscape, head down to your private one-slip boathouse for a day on the lake, then cozy up by the fireplace to unwind. Boathouse does have grandfathered status as it is over the property shoreline allocation lines. The home features a large primary suite with walk-in closet, an oversized two-car garage, and an unfinished basement ideal for storage or future expansion. With a desirable layout and great potential, this property presents a wonderful opportunity to update and make it your own. Ideally situated near Morrow Mountain State Park and Uwharrie National Forest for endless outdoor recreation, and within a short drive of the charming towns of Albemarle, Norwood, Badin, Mount Gilead, and Troy for dining and shopping. Lake Tillery features waterfront dining and multiple marinas, while major cities like Charlotte, Winston-Salem, Raleigh, Durham, Pinehurst, and Greensboro are all within an easy drive.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

6/10
6/10
5/10
South Stanly High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1995

Materials

  • Construction materials: Synthetic Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Refrigerator,Washer,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,Inside,Main Level,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Interior Entry,Storage Space,Unfinished,Walk-Out Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bedrooms: 3

Features

  • Built-in Features,Open Floorplan,Pantry,Storage
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas Log,Great Room,Propane
  • Finished area below ground: 0
  • Finished area above ground: 2,460

Great Room

  • Features: Open Floorplan,Vaulted Ceiling(s)
  • Level: Main

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 2,460
  • Total interior livable area: 2,460 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Features: Built-in Features,En Suite Bathroom,Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 656504626532
  • Zoning: R-20
  • Special condition: Standard
  • Exclusions: hot tub

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Rear Porch
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Water,Winter,Year Round
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Boat Lift,Covered structure,Pier,Dock,Waterfront
  • Waterbody name: Lake Tillery

Lot

  • Lot size: 1.03 Acres
  • Features: Views

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Faces Side,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters in Stanly County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$307$3,684
Property Taxes $344$4,128
Electricity $229$2,749
Total$4,414$52,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,337/yr
40% on housing$132,420/yr
45% on housing$117,706/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 28128$325
Stanly County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 28128$209
Stanly County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$799,000
2026-04-17Listed for sale$859,000
2005-05-24Sold$450,000

For Sale by Agent

AgentMegan Hinson
BrokerageLake Tillery Properties LLC

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