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1705 Us Highway 52 N, Albemarle, NC, 28001

5beds
2baths
3,418sqft
$370,000
$108price/sqft
$2,709/moest. monthly cost
$108,360/yrincome needed

About This Home

This one-of-a-kind property offers timeless character, generous living space, and endless possibilities. Built in the early 1900s, the home features spacious rooms, tall interior ceilings, detailed trim work, and original wood flooring throughout much of the residence. With multiple living areas and flexible room options, the layout can easily accommodate larger households, guest space, home offices, or hobby areas. The home offers over 3,200 square feet spread across two levels, along with an unfinished lower level perfect for additional storage or future customization. One of the main-level rooms provides direct access to the expansive covered front porch, creating the perfect spot for morning coffee or evening relaxation. Outside, the property includes a covered parking area, detached garage, and an additional separate lot that creates even more opportunity for future use or expansion. Positioned with commercial-friendly zoning, this property could serve a variety of purposes including residential living, office use, guest accommodations, short-term rental opportunities, and more. Properties with this much flexibility and potential do not come around often. Seller is offering $7,500 in seller concessions with an acceptable offer! Schedule your private tour today!

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
3/10
Albemarle Middle SchoolGrades 6-82.6 mi
3/10
Albemarle High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Brick Partial,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Arts and Crafts,Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Electric Cooktop,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Basement,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Partial,Storage Space,Unfinished,Walk-Out Access,Walk-Up Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Features

  • Built-in Features,Kitchen Island,Walk-In Closet(s)
  • Door features: French Doors,Insulated Door(s)
  • Flooring: Carpet,Linoleum,Wood
  • Fireplace features: Living Room,Other - See Remarks
  • Attic: Pull Down Stairs
  • Finished area below ground: 600
  • Finished area above ground: 2,818

Flex Space

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,818
  • Total interior livable area: 3,418 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: Two or More Access Exits,Bath Grab Bars,Ramp(s)-Main Level

Details

  • Parcel number: 654901462757
  • Zoning: GHBD
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Wrap Around
  • Exterior features: Storage,Other - See Remarks
  • Waterfront features: Creek/Stream

Lot

  • Lot size: 1.20 Acres
  • Features: Level,Sloped,Wooded
  • Lot size dimensions: 126' F x 238' LS x 156' R x 330' RS

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached Garage,Parking Space(s),Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Stanly County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$180$2,160
Property Taxes $341$4,092
Electricity $318$3,820
Total$2,709$32,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,880/yr
40% on housing$81,270/yr
45% on housing$72,240/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 28001$131
Stanly County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 28001$175
Stanly County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$370,000
2026-06-19Price change$375,999
2026-05-22Listed for sale$379,999
2024-03-20Sold$288,500
2023-11-11Listed for sale$285,000
2023-05-24Listing removed--
2022-10-27Listed for sale$277,500
1999-03-19Sold$81,000

For Sale by Agent

AgentMonica Griffin
BrokerageFathom Realty NC LLC

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