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762 River Bend Dr, Granite Falls, NC, 28630

4beds
6baths
5,294sqft
$1,399,000
$264price/sqft
$8,797/moest. monthly cost
$351,880/yrincome needed

About This Home

This stunning custom-built 2021 modern farmhouse offers 5,294 finished heated square feet of luxurious, thoughtfully designed living space in the highly desirable River Bend neighborhood. Perfectly situated in the Lake Hickory / Granite Falls area, this home provides convenient central access near US-321 and I-40. The main level features an effortless open-concept layout ideal for entertaining, seamlessly blending the gourmet kitchen, dining area, and living room anchored by a cozy gas log fireplace. The chef's kitchen impresses with quartzite countertops, an oversized island, under-cabinet lighting, a walk-in pantry, premium stainless-steel appliances, a Thor gas range with an exquisite custom range hood, and a dedicated beverage refrigerator. Two bedroom ensuites grace the main level for ultimate convenience, complemented by a private office, ambient lighting throughout, and an additional bedroom ensuite on the upper level. 4 total bedrooms plus 5.5 bathrooms, in total. The living room opens to your private oasis: a gas-heated saltwater pool and jacuzzi, enhanced by exterior lighting, surround sound, and a full irrigation system. The fully finished basement expands your living options with a spacious recreation/media room, an additional bedroom, 2 full bathrooms, a future kitchen rough-in, a bonus room all accessible by a private entrance, and a one-bay garage. Practical luxury abounds with a main-level side-entry three-bay garage, Generac whole-house gas generator, central vacuum, whole-house de-humidifier, radon mitigation, hard-wired camera system, LiftMaster MyQ garage doors, hardwired Eero Mesh Internet, RV receptacle, and spray foam insulation throughout. This rare combination of modern elegance, thoughtful amenities, and prime location makes this home an exceptional opportunity near Lake Hickory.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

4/10
Granite Falls ElementaryGrades PK-53.5 mi
7/10
Granite Falls MiddleGrades 6-83.5 mi
4/10
South Caldwell HighGrades PK,9-124.9 mi

Construction

Condition

  • Year built: 2020

Materials

  • Construction materials: Brick Partial,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Dishwasher,Electric Water Heater,Gas Range,Microwave,Refrigerator
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Basement Garage Door,Exterior Entry,Interior Entry,Partially Finished

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Basement

Bathroom Full

  • Level: Basement

Bathroom Half

  • Level: Main

Bedroom S

  • Features: Walk-In Closet(s)
  • Level: Main

Bedroom S

  • Features: Walk-In Closet(s)
  • Level: Upper

Bedroom S

  • Features: Walk-In Closet(s)
  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Bonus Room

  • Level: Basement

Dining Area

  • Level: Main

Features

  • Flooring: Tile
  • Fireplace features: Gas Log,Living Room
  • Finished area below ground: 1,935
  • Finished area above ground: 3,359

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,359
  • Total interior livable area: 5,294 sqft

Kitchen

  • Features: Kitchen Island,Walk-In Pantry
  • Level: Main

Kitchen

  • Level: Basement

Laundry

  • Level: Main

Living Room

  • Features: Built-in Features
  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Main

Recreation Room

  • Level: Basement

Property

Details

  • Parcel number: 2794484837
  • Zoning: R-15
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: One and One Half
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Outdoor Pool,Salt Water
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Exterior features: In-Ground Irrigation

Lot

  • Lot size: 0.47 Acres

Parking

  • Total spaces: 4
  • Parking features: Basement,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Caldwell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,074$84,888
Home Insurance *$658$7,896
Property Taxes $572$6,864
Electricity $493$5,917
Total$8,797$105,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$301,611/yr
40% on housing$263,910/yr
45% on housing$234,586/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 28630$155
Caldwell County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 28630$192
Caldwell County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$1,475,000
2016-09-28Sold$25,000

For Sale by Agent

AgentJoan Everett
BrokerageThe Joan Killian Everett Company, LLC

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